Keith Smith
Loan Officer at Xpert Home Lending
NMLS ID 903855 (opens in a new tab) · verify at NMLS Consumer Access
Keith Smith (NMLS 903855) is Loan Officer at Xpert Home Lending. Licensed in 2 states: Colorado and Pennsylvania. Focus areas shown on the lender page: FHA loan, Jumbo loan, Real estate investor, Reverse mortgage and USDA loan. 8 years licensed.
Last verified . Sources: Xpert Home Lending (xperthomelending.com), Florida state regulator, Colorado state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- 8 years licensed
- 2 states
- Unclaimed profile
- No actions on file
Specialties
- FHA loanlender page
- Jumbo loanlender page
- Real estate investorlender page
- Reverse mortgagelender page
- USDA loanlender page
- VA loanlender page
Where we saw these: xperthomelending.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Confirmed with the state regulator: FL (opens in a new tab) (LO55168, since 2018), CO (opens in a new tab) (100027557, since 2009), PA (opens in a new tab) (122778), verified 2026-10-09.
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Keith has 25+ years of mortgage experience and 35 years in financial services. They specialize in purchase and refinance transactions, work with investors and multiple property owners, and offer conventional, FHA, VA, USDA, reverse, and jumbo loan products.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Numerous mortgage certifications since 2000
- Source (opens in a new tab), verified 2026-10-09
Reviews
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Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Keith Smith (NMLS 903855), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/keith-smith-903855, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.