Borrower situations · Colorado
Loan officers for homeowners who are refinancing in Colorado
As of 2026-10-26, LenDb lists 67 loan officers licensed in or based in Colorado whose lender pages show Refinance work. The top-ranked are George Hager (Guild Mortgage, Greenwood Village), Heather Lantry (American Pacific Mortgage, Fort Collins) and Joe Plancarte (CMG Home Loans, Greenwood Village). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
George HagerNMLS 210351
Guild Mortgage · Greenwood Village, CO
- Refinance
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100019546), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Office in Greenwood Village, CO
- Earliest state license record: October 3, 2007 (Colorado), per state regulator
- States 23 years of experience (lender page, 2026-10-19)
- 2
Heather LantryNMLS 398389
American Pacific Mortgage · Fort Collins, CO · licensed in 2 states
- Refinance
- FHA loan
- Jumbo loan
- Self-employed
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100044941), verified 2026-10-16
- Focus: Refinance (from their own specialty list on their lender page, verified 2026-10-20)
- Office in Fort Collins, CO
- Earliest state license record: June 14, 2013 (Colorado), per state regulator
- States 23 years of experience (lender page, 2026-10-20)
- 3
Joe PlancarteNMLS 172719
CMG Home Loans · Greenwood Village, CO · licensed in 3 states
- Refinance
- Down payment assistance
- Reverse mortgage
- FHA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100020399), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Office in Greenwood Village, CO
- Earliest state license record: November 1, 2007 (Colorado), per state regulator
- 4
Kim ShueyNMLS 410338
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 15 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100512824), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: July 22, 2011 (Texas), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 5
Jamie LaskieNMLS 1641628
Guild Mortgage · Fort Collins, CO
- Refinance
- First-time buyer
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100508812), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Office in Fort Collins, CO
- Earliest state license record: September 28, 2017 (Colorado), per state regulator
- 6
Stephanie O'FarrellNMLS 95809
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 16 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100514851), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: November 17, 2008 (Illinois), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 7
Evan JansenNMLS 128384
Summit Mortgage Corporation · Lakewood, CO · licensed in 9 states
- Refinance
- Down payment assistance
- FHA loan
- Jumbo loan
- CO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Office in Lakewood, CO
- Earliest state license record: July 29, 2008 (Wisconsin), per state regulator
- 8
Stephani DavisNMLS 202783
CMG Home Loans · Greenwood Village, CO
- Refinance
- FHA loan
- Reverse mortgage
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100018683), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Office in Greenwood Village, CO
- Earliest state license record: September 7, 2007 (Colorado), per state regulator
- 9
Catherine BarnettNMLS 237244
Xpert Home Lending · Mortgage broker
- Refinance
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100029963), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: October 27, 2009 (Colorado), per state regulator
- States 22 years of experience (lender page, 2026-10-21)
- 10
Keith SmithNMLS 903855
Xpert Home Lending · Mortgage broker · licensed in 2 states
- Refinance
- Real estate investor
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100027557), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: February 5, 2009 (Colorado), per state regulator
- States 25 years of experience (lender page, 2026-10-21)
- 11
Kris HermannNMLS 1247814
Lit Financial Corporation · licensed in 6 states
- Refinance
- HELOC
- VA loan
- FHA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100054943), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: February 17, 2015 (Colorado), per state regulator
- States 10 years of experience (lender page, 2026-10-19)
- 12
Luke LearyNMLS 2696983
Guild Mortgage · Denver, CO
- Refinance
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100541815), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Office in Denver, CO
- Earliest state license record: April 2, 2025 (Colorado), per state regulator
- States 25 years of experience (lender page, 2026-10-19)
- 13
Brynn WarnerNMLS 1474253
CMG Home Loans · Greenwood Village, CO · licensed in 4 states
- Refinance
- USDA loan
- 2 to 4 unit property
- Vacation home
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100503660), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Office in Greenwood Village, CO
- Earliest state license record: August 11, 2016 (Colorado), per state regulator
- 14
Jim SimpsonNMLS 420787
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 16 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100054338), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: January 15, 2015 (Colorado), per state regulator
- States 22 years of experience (lender page, 2026-10-20)
- 15
Megan CurtisNMLS 1621681
Pennymac · Pasadena, CA · licensed in 9 states
- Refinance
- HELOC
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100508631), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: September 12, 2017 (Colorado), per state regulator
- 16
Mike SchusterNMLS 1980879
CrossCountry Mortgage · Columbia, MD · licensed in 22 states
- Refinance
- FHA loan
- VA loan
- First-time buyer
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100538754), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: April 26, 2021 (Illinois), per state regulator
- 17
Eric RasoNMLS 457108
CMG Home Loans · Tempe, AZ · licensed in 40 states
- Refinance
- 2 to 4 unit property
- Low credit score
- Non-QM loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100052343), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: August 27, 2014 (Colorado), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 18
Camille OlsonNMLS 474281
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 11 states
- Refinance
- Down payment assistance
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100504651), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-19)
- Earliest state license record: July 10, 2014 (Texas), per state regulator
- 19
Mark GundersenNMLS 397893
Mutual of Omaha Mortgage · St. Charles, IL · licensed in 11 states
- Refinance
- Down payment assistance
- FHA loan
- First-time buyer
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100522610), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: November 20, 2012 (Illinois), per state regulator
- States 21 years of experience (lender page, 2026-10-20)
- 20
Kellie BuchananNMLS 744052
Highlands Residential Mortgage · Allen, TX · licensed in 6 states
- Refinance
- Condo
- Manufactured home
- Vacation home
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100514821), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: January 6, 2012 (Texas), per state regulator
- States 34 years of experience (lender page, 2026-10-20)
- 21
Nick CarterNMLS 200547
Directors Mortgage · Eugene, OR · licensed in 8 states
- Refinance
- Real estate investor
- Vacation home
- CO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: July 31, 2010 (Oregon), per state regulator
- 22
Debbie LaneyNMLS 228108
Xpert Home Lending · Mortgage broker
- Refinance
- FHA loan
- Jumbo loan
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100011043), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: December 26, 2006 (Colorado), per state regulator
- States 30 years of experience (lender page, 2026-10-21)
- 23
Ed WooleryNMLS 632979
Guaranteed Rate Affinity, LLC · La Jolla, CA · licensed in 3 states
- Refinance
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100535772), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: October 5, 2018 (California), per state regulator
- 24
Jillian FaustinoNMLS 2748105
Newrez · Fort Washington, PA · licensed in 11 states
- Refinance
- HELOC
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100543461), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: October 2, 2025 (Illinois), per state regulator
- 25
Katie HammesNMLS 1031048
Guaranteed Rate Affinity, LLC · Mequon, WI · licensed in 5 states
- Refinance
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100542074), verified 2026-10-16
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: December 27, 2018 (Wisconsin), per state regulator
Before you choose
Whether a refinance pays off depends on closing costs, how long you keep the loan and the new rate; cash-out and buyout refinances have their own equity, seasoning and title rules.
- What are my total closing costs, and how many months until the lower payment pays them back?
- Can I take cash out, and how much equity do I need to keep?
- If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a CO license is confirmed with the state regulator (check mark), CO is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=refinance&state=CO. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.