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Kim Ray, photo from Churchill Mortgage

Kim Ray

Loan Officer at Churchill Mortgage · Ocean Shores, WA

NMLS ID 1314698 (opens in a new tab) · verify at NMLS Consumer Access

Kim Ray (NMLS 1314698) is Loan Officer at Churchill Mortgage, based in Ocean Shores, WA. Lists Arizona, Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, New construction and VA loan. States 20 years of experience.

Last verified . Sources: Churchill Mortgage (churchillmortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: churchillmortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Arizona, Oregon, Washington

Lender-reported: AZ, OR, WA are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. Churchill Mortgage NMLS 1591

    Current · Ocean Shores, WA · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Kim Ray has 20 years of mortgage experience serving Pacific Northwest clients, specializing in new construction, FHA, VA, conventional, and residential loans. She is known for making the loan process smooth and stress-free.

Our summary of the lender page. Verified 2026-10-09.

Serves
Pacific Northwest
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · churchillmortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Kim Ray (NMLS 1314698), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/kim-ray-1314698, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.