Property types · Washington
New construction loan officers in Washington
As of 2026-10-09, LenDb lists 29 loan officers licensed in or based in Washington whose lender pages show New construction work. The top-ranked are Kim Ray (Churchill Mortgage, Ocean Shores), Joe Walker (CrossCountry Mortgage, Spokane Valley) and Kerry Travers (Guild Mortgage, Bellevue). Ranking is lender-neutral: specialty evidence first, then a license in WA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Kim RayNMLS 1314698
Churchill Mortgage · Ocean Shores, WA · licensed in 3 states
- New construction
- FHA loan
- VA loan
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Ocean Shores, WA
- States 20 years of experience (lender page, 2026-10-09)
- 2
Joe WalkerNMLS 299499
CrossCountry Mortgage · Spokane Valley, WA · licensed in 4 states
- New construction
- Manufactured home
- FHA loan
- First-time buyer
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Spokane Valley, WA
- States 24 years of experience (lender page, 2026-10-09)
- 3
Kerry TraversNMLS 1920630
Guild Mortgage · Bellevue, WA
- New construction
- 2 to 4 unit property
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Bellevue, WA
- States 25 years of experience (lender page, 2026-10-09)
- 4
Hugh TannerNMLS 311018
CrossCountry Mortgage · San Diego, CA · licensed in 10 states
- New construction
- FHA loan
- First-time buyer
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Colorado records)
- States 25 years of experience (lender page, 2026-10-09)
- 5
Raena PinchukNMLS 1488388
CrossCountry Mortgage · Coeur d'Alene, ID · licensed in 4 states
- New construction
- First-time buyer
- Self-employed
- VA loan
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- States 17 years of experience (lender page, 2026-10-09)
- 6
Samantha LindleyNMLS 1210610
American Pacific Mortgage · Kennewick, WA · licensed in 5 states
- New construction
- Jumbo loan
- Manufactured home
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Kennewick, WA
- States 9 years of experience (lender page, 2026-10-09)
- 7
Joe HattendorfNMLS 517664
BECU · Credit union · Everett, Lake Stevens, Monroe, Smokey Point, WA
- New construction
- FHA loan
- Manufactured home
- VA loan
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Everett, Lake Stevens, Monroe, Smokey Point, WA
- States 12 years of experience (lender page, 2026-10-09)
- 8
Angel WhitneyNMLS 411658
Wells Fargo Home Mortgage · Bank · Bellevue, WA
- New construction
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Bellevue, WA
- States 20 years of experience (lender page, 2026-10-09)
- 9
Steve SnodgrassNMLS 420700
Wells Fargo Home Mortgage · Bank · Seattle, WA
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Seattle, WA
- Licensed since 2019 (per Florida records)
- 10
Erin HendricksNMLS 90634
Intercap Lending · Pleasant Grove, UT · licensed in 22 states
- New construction
- Construction loan
- Down payment assistance
- First-time buyer
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 11
Kylie MillerNMLS 562713
CrossCountry Mortgage · Beavercreek, OH · licensed in 9 states
- New construction
- Jumbo loan
- Physician and medical professional
- Renovation loan (203k / HomeStyle)
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 12
Jessica UphoffNMLS 174999
Homeowners Financial Group · Westminster, CO · licensed in 12 states
- New construction
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- 13
Karen ChiuNMLS 611778
CrossCountry Mortgage · San Gabriel, CA · licensed in 21 states
- New construction
- Condo
- First-time buyer
- Non-QM loan
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Colorado records)
- 14
Ryan SandellNMLS 221731
NFM Lending · Tempe, AZ · licensed in 10 states
- New construction
- First-time buyer
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 15
Aileen MilesNMLS 1093730
Wells Fargo Home Mortgage · Bank · Seattle, WA
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Seattle, WA
- 16
Sung-Ho ChoNMLS 570948
Wells Fargo Home Mortgage · Bank · Vancouver, WA
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Vancouver, WA
- 17
Rob JohnstonNMLS 203632
U.S. Bank · Bank · Redmond, WA
- New construction
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Redmond, WA
- 18
Brent D. MillerNMLS 404017
Wells Fargo Home Mortgage · Bank · Bellevue, WA
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Bellevue, WA
- 19
Karen BrattenNMLS 418587
Wells Fargo Home Mortgage · Bank · Bellevue, WA
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Bellevue, WA
- 20
Christina Osmond-BesseyNMLS 487392
U.S. Bank · Bank · Seattle, WA
- New construction
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Seattle, WA
- 21
Michelle HargraveNMLS 1001327
U.S. Bank · Bank · Seattle, WA
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Seattle, WA
- 22
Jennifer HouckNMLS 1017806
U.S. Bank · Bank · Seattle, WA
- New construction
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Seattle, WA
- 23
Charlene WennerNMLS 1042038
U.S. Bank · Bank · Mercer Island, WA
- New construction
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Mercer Island, WA
- 24
Kevin ConnorNMLS 1556117
U.S. Bank · Bank · Yakima, WA
- New construction
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Yakima, WA
- 25
Liston PrattNMLS 502348
BECU · Credit union · Mill Creek, WA
- New construction
- Construction loan
- Likely federally registered (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Mill Creek, WA
Before you choose
Long closing timelines need extended rate locks, and builder incentives often push buyers toward a preferred lender.
- Can you offer an extended rate lock that covers the build timeline?
- How do you compare with the builder's preferred lender incentives?
- What happens if the completion date slips?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a WA license is confirmed with the state regulator (check mark), WA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=new-construction&state=WA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.