Kristin Polacik, photo from CrossCountry Mortgage

Kristin Polacik

Loan Officer at CrossCountry Mortgage · Fairfield, CT

NMLS ID 1536535 (opens in a new tab) · verify at NMLS Consumer Access

Kristin Polacik (NMLS 1536535) is Loan Officer at CrossCountry Mortgage, based in Fairfield, CT. Licensed in Florida, confirmed with the state regulator (license LO148649). Also lists Connecticut, New York and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan. Earliest state license record: June 11, 2026 (Florida), per state regulator.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Connecticut, New York, South Carolina

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO148649, first effective 2026-06-11), verified 2026-10-09.

Lender-reported: CT, NY, SC are listed on the lender page, not yet checked with the state regulator.

Contact

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View profile at CrossCountry Mortgage (opens in a new tab)

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Employment history

  1. CrossCountry Mortgage NMLS 3029

    Current · Fairfield, CT · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Kristin is a loan officer in Connecticut who builds her business primarily through repeat clients and referrals. She focuses on understanding each client's unique financial situation and long-term goals to ensure informed, stress-free mortgage decisions.

Our summary of the lender page. Verified 2026-10-09.

Serves
Huntington, CT and Trumbull, CT
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Kristin Polacik (NMLS 1536535), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/kristin-polacik-1536535, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.