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Loan programs · Connecticut

HELOC loan officers in Connecticut

As of 2026-10-09, LenDb lists 20 loan officers licensed in or based in Connecticut whose lender pages show HELOC work. The top-ranked are William J. Gill (Total Mortgage Services, Fairfield), Jared Maxwell (Embrace Home Loans, Middletown) and Anthony Desano (Embrace Home Loans, Middletown). Ranking is lender-neutral: specialty evidence first, then a license in CT, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 16

  1. 1

    William J. GillNMLS 453608

    Total Mortgage Services · Fairfield, CT · licensed in 5 states

    • HELOC
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • Branch in Connecticut
    • 8 years licensed
  2. 2

    Jared MaxwellNMLS 19167

    Embrace Home Loans · Middletown, RI · licensed in 23 states

    • HELOC
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Anthony DesanoNMLS 12319

    Embrace Home Loans · Middletown, RI · licensed in 24 states

    • HELOC
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Michael BushNMLS 67031

    Guild Mortgage · North Attleboro, MA · licensed in 8 states

    • HELOC
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Coleman BalesNMLS 1993122

    Atlantic Coast Mortgage · Fairfax, VA · licensed in 15 states

    • HELOC
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Emily MichaudNMLS 1057508

    CrossCountry Mortgage · Prospect, CT

    • HELOC
    • FHA loan
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Branch in Connecticut; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  7. 7

    Michael SimpsonNMLS 1143199

    CrossCountry Mortgage · Stamford, CT

    • HELOC
    • Construction loan
    • FHA loan
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Branch in Connecticut; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  8. 8

    Maryann TaorminaNMLS 28020

    CrossCountry Mortgage · Tampa, FL · licensed in 8 states

    • HELOC
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Nic BuccaNMLS 1086681

    Lit Financial Corporation · licensed in 8 states

    • HELOC
    • Bank statement loan
    • DSCR loan
    • Jumbo loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Phil RussoNMLS 8676

    CrossCountry Mortgage · Wayne, PA · licensed in 27 states

    • HELOC
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Christopher KeelinNMLS 63764

    CrossCountry Mortgage · Denville, NJ · licensed in 42 states

    • HELOC
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Brad BensonNMLS 373382

    CrossCountry Mortgage · Tampa, FL · licensed in 8 states

    • HELOC
    • Jumbo loan
    • Real estate investor
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Barry KovenNMLS 404510

    CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states

    • HELOC
    • Construction loan
    • FHA loan
    • VA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Natalie MalinowskiNMLS 2050805

    CrossCountry Mortgage · Topsfield, MA · licensed in 4 states

    • HELOC
    • FHA loan
    • VA loan
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Lindsay Simmons BealeNMLS 510004

    CrossCountry Mortgage · Reston, VA · licensed in 18 states

    • HELOC
    • Jumbo loan
    • Non-QM loan
    • VA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Michael BomparolaNMLS 685473

    CrossCountry Mortgage · Brooklyn, NY · licensed in 7 states

    • HELOC
    • Co-op
    • Condo
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.

  • What combined loan-to-value do you allow?
  • Is the rate variable, and are there fixed-rate draw options?
  • Are there annual fees or early closure fees?

More about HELOC

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in CT or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=CT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.