Loan programs · Connecticut

FHA loan officers in Connecticut

As of 2026-10-10, LenDb lists 99 loan officers licensed in or based in Connecticut whose lender pages show FHA loan work. The top-ranked are Dan L'altrella (Guild Mortgage, Shelton), Domenic Apostolico (Total Mortgage Services, Cranston) and Sandee Lutz (CrossCountry Mortgage, Romeo). Ranking is lender-neutral: specialty evidence first, then a license in CT, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Dan L'altrellaNMLS 133211

    Guild Mortgage · Shelton, CT

    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Non-QM loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Office in Shelton, CT
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Domenic ApostolicoNMLS 4059

    Total Mortgage Services · Cranston, RI · licensed in 3 states

    • FHA loan
    • USDA loan
    • VA loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • States 37 years of experience (lender page, 2026-10-09)
  3. 3

    Sandee LutzNMLS 533656

    CrossCountry Mortgage · Romeo, MI · licensed in 29 states

    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  4. 4

    Domonique GrayNMLS 900558

    Churchill Mortgage · Brentwood, TN · licensed in 31 states

    • FHA loan
    • VA loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 30 years of experience (lender page, 2026-10-09)
  5. 5

    Morgan CowleNMLS 40312

    Churchill Mortgage · Brentwood, TN · licensed in 13 states

    • FHA loan
    • VA loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2013 (per Colorado records)
    • States 18 years of experience (lender page, 2026-10-09)
  6. 6

    Barry KovenNMLS 404510

    CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states

    • FHA loan
    • Construction loan
    • VA loan
    • Co-op
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
    • States 18 years of experience (lender page, 2026-10-09)
  7. 7

    Jaime LaureanoNMLS 257075

    Total Mortgage Services · Milford, CT · licensed in 6 states

    • FHA loan
    • VA loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Office in Milford, CT
    • Licensed since 2018 (per Florida records)
  8. 8

    John AstrologoNMLS 441861

    CrossCountry Mortgage · White Plains, NY · licensed in 10 states

    • FHA loan
    • Co-op
    • First-time buyer
    • Jumbo loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 16 years of experience (lender page, 2026-10-09)
  9. 9

    Yanni StefanidisNMLS 1725443

    Churchill Mortgage · Irvine, CA · licensed in 16 states

    • FHA loan
    • First-time buyer
    • Real estate investor
    • VA loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
    • States 10 years of experience (lender page, 2026-10-09)
  10. 10

    Linda P. FayNMLS 93999

    Fairway Independent Mortgage Corporation · Suffield, CT

    • FHA loan
    • Condo
    • First-time buyer
    • Jumbo loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Office in Suffield, CT
  11. 11

    Cole FleeherNMLS 1708184

    CrossCountry Mortgage · Wallingford, CT · licensed in 3 states

    • FHA loan
    • DSCR loan
    • First-time buyer
    • Real estate investor
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Office in Wallingford, CT
    • Licensed since 2018 (per Florida records)
  12. 12

    Natalie MalinowskiNMLS 2050805

    CrossCountry Mortgage · Topsfield, MA · licensed in 4 states

    • FHA loan
    • VA loan
    • First-time buyer
    • HELOC
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
  13. 13

    Trevor McFarlandNMLS 38803

    Guild Mortgage · Worcester, MA · licensed in 7 states

    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  14. 14

    Kristina HayesNMLS 1057175

    Churchill Mortgage · Irvine, CA · licensed in 24 states

    • FHA loan
    • Non-QM loan
    • VA loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2013 (per Colorado records)
    • States 35 years of experience (lender page, 2026-10-09)
  15. 15

    John OrtegaNMLS 461624

    Churchill Mortgage · Irvine, CA · licensed in 22 states

    • FHA loan
    • Jumbo loan
    • VA loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
  16. 16

    Joshua PhillipsNMLS 157670

    Churchill Mortgage · Brentwood, TN · licensed in 10 states

    • FHA loan
    • USDA loan
    • VA loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  17. 17

    Will PendergraftNMLS 887706

    Churchill Mortgage · licensed in 20 states

    • FHA loan
    • VA loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
  18. 18

    Judelka DiazNMLS 2253012

    Embrace Home Loans · Amityville, NY · licensed in 5 states

    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
  19. 19

    Walter GormanNMLS 138370

    CrossCountry Mortgage · Rutherford, NJ · licensed in 6 states

    • FHA loan
    • DSCR loan
    • First-time buyer
    • Jumbo loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
  20. 20

    George KomoroskiNMLS 16721

    Total Mortgage Services · Milford, CT · licensed in 3 states

    • FHA loan
    • First-time buyer
    • Jumbo loan
    • VA loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Office in Milford, CT
    • Licensed since 2017 (per Florida records)
  21. 21

    David FrankelNMLS 2113776

    AnnieMac Home Mortgage · Warwick, RI · licensed in 6 states

    • FHA loan
    • Non-QM loan
    • Real estate investor
    • VA loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-10)
    • Licensed since 2026 (per Florida records)
  22. 22

    Cory ParkerNMLS 166838

    AnnieMac Home Mortgage · Newton, MA · licensed in 4 states

    • FHA loan
    • Real estate investor
    • VA loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-10)
    • States 14 years of experience (lender page, 2026-10-10)
  23. 23

    Lindsay WitterNMLS 700709

    American Pacific Mortgage · Roseville, CA · licensed in 36 states

    • FHA loan
    • Condo
    • Down payment assistance
    • Jumbo loan
    • CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)
  24. 24

    Matthew FiorilloNMLS 408635

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Ridgefield, CT

    • FHA loan
    • Down payment assistance
    • Co-op
    • Condo
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Office in Ridgefield, CT
    • Licensed since 2017 (per Florida records)
  25. 25

    Michael DeRosaNMLS 58223

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Darien, CT

    • FHA loan
    • Down payment assistance
    • Co-op
    • Condo
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Office in Darien, CT
    • Licensed since 2017 (per Florida records)

Before you choose

Lender overlays on credit score and debt-to-income differ, and property condition rules can complicate older homes.

  • What minimum credit score do you accept for FHA, with or without overlays?
  • How do you handle FHA appraisal repair requirements?
  • What will mortgage insurance cost over the life of the loan?

More about FHA loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a CT license is confirmed with the state regulator (check mark), CT is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=fha&state=CT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.