Marlo Martin, photo from Empire Home Loans

Marlo Martin

Loan Officer at Empire Home Loans · Fair Oaks, CA

NMLS ID 1939060 (opens in a new tab) · verify at NMLS Consumer Access

Marlo Martin (NMLS 1939060) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Licensed in Florida, confirmed with the state regulator (license LO108277). Focus areas shown on the lender page: Real estate investor. Earliest state license record: May 25, 2022 (Florida), per state regulator.

Last verified . Sources: Empire Home Loans (empirehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: empirehomeloans.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO108277, first effective 2022-05-25), verified 2026-10-09.

Contact

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Employment history

  1. Empire Home Loans NMLS 1839243

    Current · Fair Oaks, CA · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Marlo Martin combines real estate and financing expertise with hands-on investment property experience. Marlo assists clients with home purchases, refinances, and investment opportunities, with knowledge spanning transaction management, project oversight, and financial analysis to ensure deals are profitable and on budget.

Our summary of the lender page. Verified 2026-10-09.

Role
Real estate professional with experience in both buying/selling and investment side
Source (opens in a new tab), verified 2026-10-09
Also
Hands-on project management experience on investment properties including planning, completion, and budget oversight
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · empirehomeloans.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · empirehomeloans.com (opens in a new tab)verified 2026-10-09
Summarylender site · empirehomeloans.com (opens in a new tab)verified 2026-10-09
Contactlender site · empirehomeloans.com (opens in a new tab)verified 2026-10-09
Photolender site · empirehomeloans.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Marlo Martin (NMLS 1939060), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/marlo-martin-1939060, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.