Meredith Spence
Branch Manager at Embrace Home Loans · Boston, MA
NMLS ID 404506 (opens in a new tab) · verify at NMLS Consumer Access
Meredith Spence (NMLS 404506) is Branch Manager at Embrace Home Loans, based in Boston, MA. Licensed in Florida, confirmed with the state regulator (license LO104630). Also lists California, Connecticut, Massachusetts, Maine, Michigan, New Hampshire, New York, Rhode Island and 2 more on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records).
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2022 (per Florida records)
- 11 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, California, Connecticut, Massachusetts, Maine, Michigan, New Hampshire, New York, Rhode Island, Virginia, Vermont
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO104630, since 2022), verified 2026-10-09.
Lender-reported: CA, CT, MA, ME, MI, NH, NY, RI, VA, VT are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Embrace Home Loans NMLS 2184
Current · Boston, MA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Meredith has closed over $3 billion in residential mortgage loans and assisted over 7,500 customers. She is a perennial President's Club Member and 5-Star Professional award-winner, known for empowering clients with education and support throughout the mortgage process.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Perennial President's Club Member and 5-Star Professional award-winner
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Meredith Spence (NMLS 404506), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/meredith-turcotte-404506, last verified 2026-10-09.
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