Michael Smalley
Regional Vice President at CrossCountry Mortgage · Winter Park, FL
NMLS ID 289846 (opens in a new tab) · verify at NMLS Consumer Access
Michael Smalley (NMLS 289846) is Regional Vice President at CrossCountry Mortgage, based in Winter Park, FL. Licensed in 15 states: Florida, Alabama, Arkansas, Colorado, Georgia, Idaho, Missouri, North Carolina and 7 more. Focus areas shown on the lender page: Construction loan, Down payment assistance and Real estate investor. 2 years licensed.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).
- 2 years licensed
- 15 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Alabama, Arkansas, Colorado, Georgia, Idaho, Missouri, North Carolina, New Jersey, Ohio, South Carolina, Tennessee, Texas, Virginia, Washington
Confirmed with the state regulator: FL (opens in a new tab) (LO131070, since 2024), CO (opens in a new tab) (100544805, since 2026), verified 2026-10-09.
Others as listed on the lender page (AL, AR, GA, ID, MO, NC, NJ, OH, SC, TN, TX, VA, WA), not yet checked against state regulators.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Winter Park, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michael is a Regional Vice President with over 20 years of mortgage experience across the country. He has closed over $1 billion in loan volume for more than 3,000 families and holds both Certified Mortgage Planning Specialist® and Certified Mortgage Advisor™ designations, the first loan originator in Florida to earn both.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- first loan originator in Florida to earn both designations
- Source (opens in a new tab), verified 2026-10-09
- Also
- closed over $1 billion in loan volume for more than 3,000 families
- Source (opens in a new tab), verified 2026-10-09
- Serves
- Longwood, Tavares, Winter Park, College Park, Maitland, Casselberry, New Smyrna Beach, FL
- Source (opens in a new tab), verified 2026-10-09
Reviews
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Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Michael Smalley (NMLS 289846), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-smalley-289846, last verified 2026-10-09.
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