Nadia Najera
Sr. Loan Officer at Lower · Edinburg, TX
NMLS ID 495979 (opens in a new tab) · verify at NMLS Consumer Access
Nadia Najera (NMLS 495979) is Sr. Loan Officer at Lower, based in Edinburg, TX. Licensed in Texas, confirmed with the state regulator. Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Speaks Spanish. Earliest state license record: July 6, 2023 (Texas), per state regulator. States 20 years of experience.
Last verified . Sources: Lower (lower.com), Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: July 6, 2023 (Texas), per state regulator
- 20 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Nadia's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-10
Licensed states
✓ Confirmed with the state regulator: TX (opens in a new tab), verified 2026-10-13.
Contact
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Employment history
Lower NMLS 1124061
Current · Edinburg, TX · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Nadia Najera is fluent in Spanish and has over 20 years of mortgage industry experience, serving RGV residents in the home loan process.
Our summary of the lender page. Verified 2026-10-10.
- Education
- Bachelor of Arts in International Relations, George Washington University
- Source (opens in a new tab), verified 2026-10-10
- Credentials
- Real estate license (in addition to lending license)
- Source (opens in a new tab), verified 2026-10-10
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Lender programs | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Languages | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Nadia Najera (NMLS 495979), Lower. LenDb.ai, https://lendb.ai/lo/nadia-najera-495979, last verified 2026-10-13.
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