Patricia Miocic
Mortgage Advisor at Xpert Home Lending
NMLS ID 1736087 (opens in a new tab) · verify at NMLS Consumer Access
Patricia Miocic (NMLS 1736087) is Mortgage Advisor at Xpert Home Lending. Licensed in Florida, confirmed with the state regulator (license LO54251). Also lists California, Georgia, Maryland, North Carolina and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Jumbo loan, Non-QM loan and Real estate investor. Licensed since 2018 (per Florida records). States 20 years of experience.
Last verified . Sources: Xpert Home Lending (xperthomelending.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2018 (per Florida records)
- 20 years experience (stated)
- 6 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- FHA loanlender page
- First-time buyerlender page
- Jumbo loanlender page
- Non-QM loanlender page
- Real estate investorlender page
- VA loanlender page
Where we saw these: xperthomelending.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, California, Georgia, Maryland, North Carolina, Tennessee
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO54251, since 2018), verified 2026-10-09.
Lender-reported: CA, GA, MD, NC, TN are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Patricia brings over 20 years of mortgage industry experience specializing in first-time homebuyers, investors, refinances, jumbo loans, VA/FHA financing, and Non-QM lending. She also handles complex commercial multilayered financing structures.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Tennessee, Georgia, Maryland, California, North Carolina, Florida
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Patricia Miocic (NMLS 1736087), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/patricia-miocic-1736087, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.