Property types · California

Manufactured home loan officers in California

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in California whose lender pages show Manufactured home work. The top-ranked are Samantha Lindley (American Pacific Mortgage, Kennewick), Roy Montero (CrossCountry Mortgage, Honolulu) and Denise Cuddeback Montgomery (American Pacific Mortgage, Eugene). Ranking is lender-neutral: specialty evidence first, then a license in CA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 5

  1. 1

    Samantha LindleyNMLS 1210610

    American Pacific Mortgage · Kennewick, WA · licensed in 5 states

    • Manufactured home
    • Jumbo loan
    • New construction
    • CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • States 9 years of experience (lender page, 2026-10-09)
  2. 2

    Roy MonteroNMLS 351403

    CrossCountry Mortgage · Honolulu, HI · licensed in 11 states

    • Manufactured home
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • USDA loan
    • CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: September 18, 2015 (Colorado), per state regulator
  3. 3

    Denise Cuddeback MontgomeryNMLS 57734

    American Pacific Mortgage · Eugene, OR · licensed in 11 states

    • Manufactured home
    • Bank statement loan
    • Down payment assistance
    • DSCR loan
    • CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: June 21, 2023 (Florida), per state regulator
    • States 30 years of experience (lender page, 2026-10-09)
  4. 4

    Stephanie BjorgeNMLS 1445028

    Xpert Home Lending · Mortgage broker

    • Manufactured home
    • Down payment assistance
    • Real estate investor
    • Renovation loan (203k / HomeStyle)
    • CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
  5. 5

    Caitlyn Suzanne McPeakeNMLS 1447832

    Guild Mortgage · Henderson, NV · licensed in 7 states

    • Manufactured home
    • Condo
    • FHA loan
    • VA loan
    • CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: September 16, 2026 (Florida), per state regulator

Before you choose

Foundation certifications, land ownership and title status determine eligibility, and many lenders do not offer these loans at all.

  • Do you finance manufactured homes as real property, chattel, or both?
  • What foundation certification and age requirements apply?
  • Can the land and home be financed together?

More about Manufactured home

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a CA license is confirmed with the state regulator (check mark), CA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=manufactured&state=CA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.