Reyna Ponce
Senior Mortgage Broker at Three Point Mortgage LLC
NMLS ID 2026255 (opens in a new tab) · verify at NMLS Consumer Access
Reyna Ponce (NMLS 2026255) is a Senior Mortgage Broker at Three Point Mortgage LLC, licensed in Colorado since 2021 and in Texas. Reyna's lender page shows a focus on down payment assistance, foreign national and non-QM loan, and Reyna speaks English and Spanish.
Last verified . Sources: Three Point Mortgage LLC (threepointmortgage.com), Texas state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: April 15, 2021 (Colorado), per state regulator
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Reyna licensed in Texas?
- Yes. Texas regulator records list a license as active, first effective January 5, 2026 (verified 2026-10-13). LenDb has 1 other state on file for Reyna.
- Source: Texas state regulator (opens in a new tab)
- Does Reyna do down payment assistance?
- Reyna's profile lists down payment assistance as a focus (from their lender profile page). It also lists foreign national, non-QM loan and DSCR loan.
- Source: lender page (opens in a new tab)
- What lender does Reyna work for?
- Three Point Mortgage LLC, company NMLS 2364254, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- What languages does Reyna speak?
- English and Spanish, per their lender page (verified 2026-10-15).
- Source: lender page (opens in a new tab)
- How long has Reyna been licensed?
- The earliest state license record LenDb holds for Reyna is from April 15, 2021 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Colorado state regulator (opens in a new tab)
Specialties
Focus
- Focus: Down payment assistance(from their lender profile page)
- Focus: Foreign national(from their lender profile page)
- Focus: Non-QM loan(from their lender profile page)
- Focus: DSCR loan(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
Where we saw these: threepointmortgage.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
- English
- Spanish
Source: state regulator (opens in a new tab), verified 2026-10-15
Licensed states
✓ Confirmed with the state regulator: TX (opens in a new tab), CO (opens in a new tab) (100523278, first effective 2021-04-15), verified 2026-10-13.
Contact
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Employment history
Three Point Mortgage LLC NMLS 2364254
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Sources
| Name and employer | state regulator · threepointmortgage.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-16 |
| Specialties | lender site · threepointmortgage.com (opens in a new tab) | verified 2026-10-26 |
| Languages | state regulator · threepointmortgage.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · threepointmortgage.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · threepointmortgage.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Reyna Ponce (NMLS 2026255), Three Point Mortgage LLC. LenDb.ai, https://lendb.ai/lo/reyna-ponce-2026255, last verified 2026-10-15.
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