
Tammy Cobbs
Prosperity Bank · Plano, TX
NMLS ID 308504 (opens in a new tab) · verify at NMLS Consumer Access
Tammy Cobbs (NMLS 308504) is a loan officer at Prosperity Bank, based in Plano, TX. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, First-time buyer, Jumbo loan, Physician and medical professional and Renovation loan (203k / HomeStyle). States 20 years of experience.
Last verified . Sources: Prosperity Bank (prosperitybankhomeloans.com) and NMLS Consumer Access (license status, check live).
- 20 years experience (stated)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Construction loanlender page
- First-time buyerlender page
- Jumbo loanlender page
- Physician and medical professionallender page
- Renovation loan (203k / HomeStyle)lender page
Where we saw these: prosperitybankhomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Prosperity Bank NMLS 466414
Current · Plano, TX · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
With nearly 20 years in mortgage lending, Tammy prioritizes customer service and helping clients use mortgages as financial tools. More than half her business comes from repeat customers and referrals, earning her recognition as a top lender among real estate and financial professionals.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- D Magazine Best Mortgage Professional award winner
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Five Star Mortgage Professional award winner
- Source (opens in a new tab), verified 2026-10-09
- Community
- Active in church and volunteers in community
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · prosperitybankhomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · prosperitybankhomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · prosperitybankhomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · prosperitybankhomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · prosperitybankhomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Tammy Cobbs (NMLS 308504), Prosperity Bank. LenDb.ai, https://lendb.ai/lo/tammy-cobbs-308504, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.