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Borrower situations · Florida

Loan officers for borrowers who qualify on assets in Florida

As of 2026-10-09, LenDb lists 15 loan officers licensed in or based in Florida whose lender pages show Asset-based qualifying work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Brandon Hansen (Guild Mortgage, Toquerville) and Brian Sewell (Guild Mortgage, Frankfort). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 15

  1. 1

    Eric RosemaryNMLS 301253

    CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states

    • Asset-based qualifying
    • Bank statement loan
    • DSCR loan
    • Foreign national
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO12982), verified 2026-10-09
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Office in Boca Raton, FL
    • Licensed since 2012 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Brandon HansenNMLS 283559

    Guild Mortgage · Toquerville, UT · licensed in 11 states

    • Asset-based qualifying
    • Reverse mortgage
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO50336), verified 2026-10-09
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  3. 3

    Brian SewellNMLS 212085

    Guild Mortgage · Frankfort, IL · licensed in 6 states

    • Asset-based qualifying
    • First-time buyer
    • Physician and medical professional
    • Real estate investor
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO114012), verified 2026-10-09
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  4. 4

    Matthew S. Devadan, MBANMLS 21639

    Atlantic Coast Mortgage · Westerville, OH · licensed in 8 states

    • Asset-based qualifying
    • Real estate investor
    • Self-employed
    • 1099 income
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO123674), verified 2026-10-09
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  5. 5

    Ronald AtamianNMLS 963318

    CrossCountry Mortgage · Allentown, PA · licensed in 6 states

    • Asset-based qualifying
    • 1099 income
    • Bank statement loan
    • Down payment assistance
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO80935), verified 2026-10-09
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
    • States 15 years of experience (lender page, 2026-10-09)
  6. 6

    Susan van de PollNMLS 831038

    Xpert Home Lending · Mortgage broker · Colorado · licensed in 4 states

    • Asset-based qualifying
    • FHA loan
    • Jumbo loan
    • VA loan
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO121260), verified 2026-10-09
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Licensed since 2006 (per Colorado records)
  7. 7

    Rachel StevensNMLS 831678

    Xpert Home Lending · Mortgage broker · licensed in 3 states

    • Asset-based qualifying
    • First-time buyer
    • Jumbo loan
    • Self-employed
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO136757), verified 2026-10-09
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Colorado records)
  8. 8

    Laurent OsheaNMLS 1034023

    Loan Factory · Mortgage broker · licensed in 7 states

    • Asset-based qualifying
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO150168), verified 2026-10-09
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Colorado records)
    • States 25 years of experience (lender page, 2026-10-09)
  9. 9

    Christian DiMaggio ReyesNMLS 2182633

    Loan Factory · Mortgage broker · Tampa, FL

    • Asset-based qualifying
    • Non-QM loan
    • Bank statement loan
    • DSCR loan
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO146393), verified 2026-10-09
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Office in Tampa, FL
    • Licensed since 2026 (per Florida records)
  10. 10

    Gerri PeltoNMLS 1271595

    Homeowners Financial Group · Westminster, CO · licensed in 3 states

    • Asset-based qualifying
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO145435), verified 2026-10-09
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
  11. 11

    Iris LegaspiNMLS 690505

    First Citizens Bank · Bank · San Diego, CA · licensed in 35 states

    • Asset-based qualifying
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • FL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • States 17 years of experience (lender page, 2026-10-09)
  12. 12

    William CommonsNMLS 79745

    Assurance Financial · Baton Rouge, LA · licensed in 36 states

    • Asset-based qualifying
    • Bank statement loan
    • DSCR loan
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO59852), verified 2026-10-09
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Colorado records)
  13. 13

    Kane NavarroNMLS 1705907

    Xpert Home Lending · Mortgage broker · licensed in 5 states

    • Asset-based qualifying
    • VA loan
    • Bank statement loan
    • Down payment assistance
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO106092), verified 2026-10-09
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
  14. 14

    Dylan LangeiNMLS 1424295

    Evergreen Home Loans · Bellingham, WA

    • Asset-based qualifying
    • 1099 income
    • Bank statement loan
    • Construction loan
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO132255), verified 2026-10-09
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
  15. 15

    Sam BromleyNMLS 1151654

    Xpert Home Lending · Mortgage broker · licensed in 10 states

    • Asset-based qualifying
    • VA loan
    • Real estate investor
    • Bank statement loan
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO139427), verified 2026-10-09
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)

Before you choose

Which accounts count, at what percentage, and over what term differs across lenders and programs.

  • Which accounts count toward asset qualifying, and at what percentage?
  • How do you calculate monthly income from my assets?
  • Is this an agency or a non-QM program?

More about Asset-based qualifying

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a FL license is confirmed with the state regulator (check mark), FL is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=asset-based&state=FL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.