Borrower situations · Idaho

Loan officers for borrowers who qualify on assets in Idaho

As of 2026-10-10, LenDb lists 2 loan officers licensed in or based in Idaho whose lender pages show Asset-based qualifying work. The top-ranked are Brandon Hansen (Guild Mortgage, Toquerville) and Tim Szumigala (Lower, Tampa). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 2

  1. 1

    Brandon HansenNMLS 283559

    Guild Mortgage · Toquerville, UT · licensed in 11 states

    • Asset-based qualifying
    • Reverse mortgage
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: January 31, 2018 (Florida), per state regulator
    • States 25 years of experience (lender page, 2026-10-09)
  2. 2

    Tim SzumigalaNMLS 344571

    Lower · Tampa, FL · licensed in 8 states

    • Asset-based qualifying
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-10)
    • Earliest state license record: February 19, 2014 (Florida), per state regulator
    • States 21 years of experience (lender page, 2026-10-10)

Before you choose

Which accounts count, at what percentage, and over what term differs across lenders and programs.

  • Which accounts count toward asset qualifying, and at what percentage?
  • How do you calculate monthly income from my assets?
  • Is this an agency or a non-QM program?

More about Asset-based qualifying

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a ID license is confirmed with the state regulator (check mark), ID is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=asset-based&state=ID. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.