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Loan programs · Iowa

DSCR loan officers in Iowa

As of 2026-10-09, LenDb lists 9 loan officers licensed in or based in Iowa whose lender pages show DSCR loan work. The top-ranked are Jason Fox (NFM Lending, Frederick), Holly Luca (Loan Factory) and Steve Anderson (Lit Financial Corporation). Ranking is lender-neutral: specialty evidence first, then a license in IA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 9

  1. 1

    Jason FoxNMLS 179208

    NFM Lending · Frederick, MD · licensed in 18 states

    • DSCR loan
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Holly LucaNMLS 586712

    Loan Factory · licensed in 4 states

    • DSCR loan
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Steve AndersonNMLS 1096829

    Lit Financial Corporation · licensed in 12 states

    • DSCR loan
    • Bank statement loan
    • HELOC
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Billy AbdallahNMLS 1579598

    Lit Financial Corporation · licensed in 10 states

    • DSCR loan
    • Non-QM loan
    • HELOC
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Kevin RollerNMLS 250375

    LeaderOne Financial · Overland Park, KS · licensed in 43 states

    • DSCR loan
    • Non-QM loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Ryan McGranNMLS 2520487

    Lit Financial Corporation · licensed in 19 states

    • DSCR loan
    • Bank statement loan
    • Condo
    • Jumbo loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  7. 7

    Sharif BasetNMLS 2820377

    Loan Factory · Duluth, GA · licensed in 12 states

    • DSCR loan
    • Asset-based qualifying
    • FHA loan
    • Foreign national
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Ravi K BansalNMLS 2840451

    Loan Factory · Seattle, WA · licensed in 19 states

    • DSCR loan
    • Real estate investor
    • Asset-based qualifying
    • Bank statement loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Ivan LinNMLS 2462401

    Loan Factory · licensed in 10 states

    • DSCR loan
    • First-time buyer
    • Real estate investor
    • Self-employed
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Minimum DSCR ratios, rent schedules and prepayment penalties differ widely across lenders.

  • What minimum DSCR do you require, and how do you calculate rent?
  • Can I close in an LLC?
  • What prepayment penalty options do you offer?

More about DSCR loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in IA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=dscr&state=IA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.