Loan programs · Kansas
DSCR loan officers in Kansas
As of 2026-10-09, LenDb lists 6 loan officers licensed in or based in Kansas whose lender pages show DSCR loan work. The top-ranked are Tracey Radinovic (Fairway Independent Mortgage Corporation, Overland Park), Mitchell Dunn (Loan Factory) and Jesse Gearheart (LeaderOne Financial, Overland Park). Ranking is lender-neutral: specialty evidence first, then a license in KS, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 6
- 1
Tracey RadinovicNMLS 997560
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states
- DSCR loan
- Bank statement loan
- FHA loan
- HELOC
- KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Office in Overland Park, KS
- Licensed since 2025 (per Florida records)
- States 14 years of experience (lender page, 2026-10-09)
- 2
Mitchell DunnNMLS 1378534
Loan Factory · Mortgage broker · licensed in 5 states
- DSCR loan
- Asset-based qualifying
- Real estate investor
- Renovation loan (203k / HomeStyle)
- KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- States 15 years of experience (lender page, 2026-10-09)
- 3
Jesse GearheartNMLS 1519540
LeaderOne Financial · Overland Park, KS · licensed in 4 states
- DSCR loan
- KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Office in Overland Park, KS
- Licensed since 2021 (per Colorado records)
- 4
John MarkmanNMLS 1660491
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 3 states
- DSCR loan
- First-time buyer
- Real estate investor
- Self-employed
- KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Office in Overland Park, KS
- States 16 years of experience (lender page, 2026-10-09)
- 5
Josh PenlandNMLS 216357
Fairway Independent Mortgage Corporation · Round Rock, TX · licensed in 6 states
- DSCR loan
- First-time buyer
- Jumbo loan
- Real estate investor
- KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 23 years of experience (lender page, 2026-10-09)
- 6
Sam BromleyNMLS 1151654
Xpert Home Lending · Mortgage broker · licensed in 10 states
- DSCR loan
- VA loan
- Real estate investor
- Asset-based qualifying
- KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
Before you choose
Minimum DSCR ratios, rent schedules and prepayment penalties differ widely across lenders.
- What minimum DSCR do you require, and how do you calculate rent?
- Can I close in an LLC?
- What prepayment penalty options do you offer?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a KS license is confirmed with the state regulator (check mark), KS is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=dscr&state=KS. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.