Loan programs · South Carolina

DSCR loan officers in South Carolina

As of 2026-10-09, LenDb lists 9 loan officers licensed in or based in South Carolina whose lender pages show DSCR loan work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Tracey Radinovic (Fairway Independent Mortgage Corporation, Overland Park) and Jason Fox (NFM Lending, Frederick). Ranking is lender-neutral: specialty evidence first, then a license in SC, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 9

  1. 1

    Eric RosemaryNMLS 301253

    CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states

    • DSCR loan
    • Asset-based qualifying
    • Bank statement loan
    • Foreign national
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2012 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Tracey RadinovicNMLS 997560

    Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states

    • DSCR loan
    • Bank statement loan
    • FHA loan
    • HELOC
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 14 years of experience (lender page, 2026-10-09)
  3. 3

    Jason FoxNMLS 179208

    NFM Lending · Frederick, MD · licensed in 18 states

    • DSCR loan
    • Bank statement loan
    • Self-employed
    • FHA loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
  4. 4

    Russell SmithNMLS 78989

    ALCOVA Mortgage · Whiteville, NC · licensed in 3 states

    • DSCR loan
    • Construction loan
    • Rural property
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • States 32 years of experience (lender page, 2026-10-09)
  5. 5

    Cole FleeherNMLS 1708184

    CrossCountry Mortgage · Wallingford, CT · licensed in 3 states

    • DSCR loan
    • FHA loan
    • First-time buyer
    • Real estate investor
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
  6. 6

    Steve FurdockNMLS 376017

    Lit Financial Corporation · licensed in 12 states

    • DSCR loan
    • Bank statement loan
    • Jumbo loan
    • Non-QM loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Florida records)
  7. 7

    Jeff SherryNMLS 1627459

    Lit Financial Corporation · licensed in 7 states

    • DSCR loan
    • Non-QM loan
    • FHA loan
    • VA loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  8. 8

    Jordan TaylorNMLS 1862550

    Fairway Independent Mortgage Corporation · Fredericksburg, VA · licensed in 15 states

    • DSCR loan
    • Construction loan
    • FHA loan
    • Jumbo loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
  9. 9

    Charles DavisNMLS 1740379

    Empire Home Loans · Mortgage broker · licensed in 5 states

    • DSCR loan
    • Real estate investor
    • Bank statement loan
    • Reverse mortgage
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)

Before you choose

Minimum DSCR ratios, rent schedules and prepayment penalties differ widely across lenders.

  • What minimum DSCR do you require, and how do you calculate rent?
  • Can I close in an LLC?
  • What prepayment penalty options do you offer?

More about DSCR loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a SC license is confirmed with the state regulator (check mark), SC is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=dscr&state=SC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.