Loan programs · New Mexico
DSCR loan officers in New Mexico
As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in New Mexico whose lender pages show DSCR loan work. The top-ranked are Chad Mayer (Guild Mortgage, Scottsdale), Josh Penland (Fairway Independent Mortgage Corporation, Round Rock) and Kevin Roller (LeaderOne Financial, Overland Park). Ranking is lender-neutral: specialty evidence first, then a license in NM, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 4
- 1
Chad MayerNMLS 280921
Guild Mortgage · Scottsdale, AZ · licensed in 12 states
- DSCR loan
- Bank statement loan
- Non-QM loan
- First-time buyer
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 2
Josh PenlandNMLS 216357
Fairway Independent Mortgage Corporation · Round Rock, TX · licensed in 6 states
- DSCR loan
- First-time buyer
- Jumbo loan
- Real estate investor
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
- 3
Kevin RollerNMLS 250375
LeaderOne Financial · Overland Park, KS · licensed in 43 states
- DSCR loan
- Non-QM loan
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 4
William CommonsNMLS 79745
Assurance Financial · Baton Rouge, LA · licensed in 36 states
- DSCR loan
- Asset-based qualifying
- Bank statement loan
- Lists DSCR loan on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Minimum DSCR ratios, rent schedules and prepayment penalties differ widely across lenders.
- What minimum DSCR do you require, and how do you calculate rent?
- Can I close in an LLC?
- What prepayment penalty options do you offer?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in NM or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=dscr&state=NM. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.