LenDb.ai

Borrower situations · New Mexico

Loan officers for real estate investors in New Mexico

As of 2026-10-09, LenDb lists 32 loan officers licensed in or based in New Mexico whose lender pages show Real estate investor work. The top-ranked are Adam Workman (CrossCountry Mortgage, Charlotte), Josh Penland (Fairway Independent Mortgage Corporation, Round Rock) and Joe Magallanes (CrossCountry Mortgage, Newport Beach). Ranking is lender-neutral: specialty evidence first, then a license in NM, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Adam WorkmanNMLS 128183

    CrossCountry Mortgage · Charlotte, NC · licensed in 42 states

    • Real estate investor
    • First-time buyer
    • VA loan
    • FHA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Josh PenlandNMLS 216357

    Fairway Independent Mortgage Corporation · Round Rock, TX · licensed in 6 states

    • Real estate investor
    • First-time buyer
    • Jumbo loan
    • Self-employed
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 23 years of experience (lender page, 2026-10-09)
  3. 3

    Joe MagallanesNMLS 491678

    CrossCountry Mortgage · Newport Beach, CA · licensed in 26 states

    • Real estate investor
    • Jumbo loan
    • Non-QM loan
    • Self-employed
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  4. 4

    Bruce GibsonNMLS 501286

    Xpert Home Lending · Mortgage broker · licensed in 3 states

    • Real estate investor
    • FHA loan
    • HELOC
    • Reverse mortgage
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 28 years of experience (lender page, 2026-10-09)
  5. 5

    Sheilla LavadiaNMLS 1399453

    Loan Factory · Mortgage broker · licensed in 10 states

    • Real estate investor
    • 1099 income
    • First-time buyer
    • Self-employed
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 22 years of experience (lender page, 2026-10-09)
  6. 6

    Maggie MikaitisNMLS 1395394

    CrossCountry Mortgage · Chicago, IL · licensed in 36 states

    • Real estate investor
    • Condo
    • Jumbo loan
    • Non-QM loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 13 years of experience (lender page, 2026-10-09)
  7. 7

    Cesar PardoNMLS 942929

    Revolution Mortgage · Puyallup, WA · licensed in 13 states

    • Real estate investor
    • First-time buyer
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • States 12 years of experience (lender page, 2026-10-09)
  8. 8

    Lenae VandegriftNMLS 649456

    American Pacific Mortgage · Thornton, CO · licensed in 10 states

    • Real estate investor
    • First-time buyer
    • Self-employed
    • Condo
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)
  9. 9

    Charles TollNMLS 1783114

    CrossCountry Mortgage · San Juan Capistrano, CA · licensed in 17 states

    • Real estate investor
    • Non-QM loan
    • Self-employed
    • First-time buyer
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Colorado records)
  10. 10

    Steven SheldonNMLS 219631

    Guild Mortgage · Albuquerque, NM · licensed in 4 states

    • Real estate investor
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Office in Albuquerque, NM
    • Licensed since 2022 (per Colorado records)
  11. 11

    Caylab HerreraNMLS 2035377

    Churchill Mortgage · Allen, TX · licensed in 8 states

    • Real estate investor
    • First-time buyer
    • Construction loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • States 6 years of experience (lender page, 2026-10-09)
  12. 12

    Patrick StoyNMLS 39527

    CrossCountry Mortgage · Wilmington, NC · licensed in 9 states

    • Real estate investor
    • Non-QM loan
    • Reverse mortgage
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  13. 13

    Heath BarnesNMLS 210164

    Guild Mortgage · Houston, TX · licensed in 10 states

    • Real estate investor
    • First-time buyer
    • Jumbo loan
    • Self-employed
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Colorado records)
  14. 14

    Jeffrey AronheimNMLS 235233

    CrossCountry Mortgage · Greenwood Village, CO · licensed in 33 states

    • Real estate investor
    • Construction loan
    • Non-QM loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2007 (per Colorado records)
  15. 15

    Josh SurverNMLS 2459945

    Xpert Home Lending · Mortgage broker · licensed in 26 states

    • Real estate investor
    • VA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  16. 16

    Chad MayerNMLS 280921

    Guild Mortgage · Scottsdale, AZ · licensed in 12 states

    • Real estate investor
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Colorado records)
  17. 17

    Mark VillanoNMLS 1306487

    CrossCountry Mortgage · Lakewood, WA · licensed in 29 states

    • Real estate investor
    • VA loan
    • Jumbo loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Colorado records)
    • States 12 years of experience (lender page, 2026-10-09)
  18. 18

    Michael MurgatroyNMLS 60099

    CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states

    • Real estate investor
    • Jumbo loan
    • VA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Colorado records)
  19. 19

    Michelle BobartNMLS 137164

    CrossCountry Mortgage · Chicago, IL · licensed in 50 states

    • Real estate investor
    • Jumbo loan
    • VA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Colorado records)
  20. 20

    Roger WightmanNMLS 1089536

    Churchill Mortgage · Portland, OR · licensed in 16 states

    • Real estate investor
    • First-time buyer
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Colorado records)
  21. 21

    Hope OrtonNMLS 260618

    Intercap Lending · St. George, UT · licensed in 8 states

    • Real estate investor
    • First-time buyer
    • VA loan
    • Jumbo loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
  22. 22

    Kelly CortNMLS 448152

    Guild Mortgage · Santa Rosa, CA · licensed in 50 states

    • Real estate investor
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
  23. 23

    Kelly HintzNMLS 450644

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 15 states

    • Real estate investor
    • Construction loan
    • HELOC
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Colorado records)
  24. 24

    Zac ThielNMLS 2154558

    Envoy Mortgage · Houston, TX · licensed in 22 states

    • Real estate investor
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
  25. 25

    Jerry SundtNMLS 168111

    CrossCountry Mortgage · Tucson, AZ · licensed in 36 states

    • Real estate investor
    • Jumbo loan
    • Non-QM loan
    • First-time buyer
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)

Before you choose

Agency limits on financed properties, reserves and rental income treatment push experienced investors toward specialized lenders.

  • How many financed properties can I have with your programs?
  • Can I close in an LLC?
  • Do you offer DSCR or portfolio loans if I hit agency limits?

More about Real estate investor

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NM license is confirmed with the state regulator (check mark), NM is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=investor&state=NM. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.