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Loan programs · New Mexico

USDA loan officers in New Mexico

As of 2026-10-09, LenDb lists 12 loan officers licensed in or based in New Mexico whose lender pages show USDA loan work. The top-ranked are Bruce Gibson (Xpert Home Lending), Lenae Vandegrift (American Pacific Mortgage, Thornton) and Emily Magill (Intercap Lending, Pleasant Grove). Ranking is lender-neutral: specialty evidence first, then a license in NM, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 12

  1. 1

    Bruce GibsonNMLS 501286

    Xpert Home Lending · Mortgage broker · licensed in 3 states

    • USDA loan
    • FHA loan
    • HELOC
    • Real estate investor
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 28 years of experience (lender page, 2026-10-09)
  2. 2

    Lenae VandegriftNMLS 649456

    American Pacific Mortgage · Thornton, CO · licensed in 10 states

    • USDA loan
    • First-time buyer
    • Real estate investor
    • Self-employed
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)
  3. 3

    Emily MagillNMLS 279638

    Intercap Lending · Pleasant Grove, UT · licensed in 4 states

    • USDA loan
    • FHA loan
    • Jumbo loan
    • VA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • States 28 years of experience (lender page, 2026-10-09)
  4. 4

    James IgbinoviaNMLS 626688

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states

    • USDA loan
    • Self-employed
    • Construction loan
    • Jumbo loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  5. 5

    James McMurreyNMLS 2302283

    CrossCountry Mortgage · Lacey, WA · licensed in 25 states

    • USDA loan
    • FHA loan
    • VA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  6. 6

    Burx NorrodNMLS 852144

    Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 2 states

    • USDA loan
    • FHA loan
    • Jumbo loan
    • Reverse mortgage
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
  7. 7

    George HarshNMLS 237004

    CrossCountry Mortgage · Houston, TX · licensed in 33 states

    • USDA loan
    • Jumbo loan
    • VA loan
    • FHA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2015 (per Colorado records)
  8. 8

    Shelby WardlawNMLS 1458807

    CrossCountry Mortgage · Loveland, CO · licensed in 4 states

    • USDA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Colorado records)
    • States 8 years of experience (lender page, 2026-10-09)
  9. 9

    Kelly McReynoldsNMLS 1480497

    Guild Mortgage · Albuquerque, NM

    • USDA loan
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Office in Albuquerque, NM
  10. 10

    Beatriz VillalobosNMLS 2175864

    CrossCountry Mortgage · Sierra Vista, AZ · licensed in 7 states

    • USDA loan
    • Condo
    • Construction loan
    • Down payment assistance
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
  11. 11

    Brady DavisNMLS 2475604

    CrossCountry Mortgage · Cleveland, OH · licensed in 9 states

    • USDA loan
    • VA loan
    • FHA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
  12. 12

    Ari WrenNMLS 2012580

    American Pacific Mortgage · El Paso, TX · licensed in 3 states

    • USDA loan
    • ITIN borrower
    • Construction loan
    • FHA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)

Before you choose

Property location and household income limits must both qualify, and USDA approval adds time to the closing.

  • Is this address in a USDA eligible area?
  • Does my household income fall under the limit for this county?
  • How long does USDA approval take with you right now?

More about USDA loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NM license is confirmed with the state regulator (check mark), NM is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=usda&state=NM. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.