Borrower situations · New Mexico
Loan officers for self-employed borrowers in New Mexico
As of 2026-10-09, LenDb lists 19 loan officers licensed in or based in New Mexico whose lender pages show Self-employed work. The top-ranked are James Igbinovia (CrossCountry Mortgage, Scottsdale), Paul Quinlan (Guild Mortgage, Albuquerque) and Lenae Vandegrift (American Pacific Mortgage, Thornton). Ranking is lender-neutral: specialty evidence first, then a license in NM, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 19
- 1
James IgbinoviaNMLS 626688
CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states
- Self-employed
- Construction loan
- Jumbo loan
- USDA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 2
Paul QuinlanNMLS 1853860
Guild Mortgage · Albuquerque, NM · licensed in 4 states
- Self-employed
- Real estate investor
- Down payment assistance
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- Branch in New Mexico
- 1 years licensed
- 3
Lenae VandegriftNMLS 649456
American Pacific Mortgage · Thornton, CO · licensed in 10 states
- Self-employed
- Condo
- FHA loan
- First-time buyer
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 4
Lisa CummingsNMLS 199679
Fairway Independent Mortgage Corporation · Albuquerque, NM · licensed in 3 states
- Self-employed
- First-time buyer
- New construction
- VA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- Branch in New Mexico
- No disciplinary actions on file at LenDb
- 5
Joe MagallanesNMLS 491678
CrossCountry Mortgage · Newport Beach, CA · licensed in 26 states
- Self-employed
- Jumbo loan
- Non-QM loan
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 6
Heath BarnesNMLS 210164
Guild Mortgage · Houston, TX · licensed in 10 states
- Self-employed
- First-time buyer
- Jumbo loan
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 7
Brandon HansenNMLS 283559
Guild Mortgage · Toquerville, UT · licensed in 11 states
- Self-employed
- Asset-based qualifying
- Real estate investor
- Reverse mortgage
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 8
Bruce GibsonNMLS 501286
Xpert Home Lending · licensed in 3 states
- Self-employed
- FHA loan
- HELOC
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 9
Josh PenlandNMLS 216357
Fairway Independent Mortgage Corporation · Round Rock, TX · licensed in 6 states
- Self-employed
- First-time buyer
- Jumbo loan
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
- 10
Staci CotterNMLS 404843
Barrett Financial Group · Chandler, AZ · licensed in 9 states
- Self-employed
- Bank statement loan
- Jumbo loan
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Greg MatternNMLS 1081954
Guild Mortgage · Windsor, CO · licensed in 5 states
- Self-employed
- Down payment assistance
- First-time buyer
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 12
Sheilla LavadiaNMLS 1399453
Loan Factory · licensed in 10 states
- Self-employed
- 1099 income
- First-time buyer
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 13
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- Self-employed
- Down payment assistance
- First-time buyer
- Jumbo loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 14
Melanie HennNMLS 206264
Fairway Independent Mortgage Corporation · Colorado Springs, CO · licensed in 3 states
- Self-employed
- Down payment assistance
- FHA loan
- First-time buyer
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 15
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 36 states
- Self-employed
- Condo
- Down payment assistance
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 16
Cody TealNMLS 65382
First Citizens Bank · Wilmington, NC · licensed in 33 states
- Self-employed
- Construction loan
- First-time buyer
- Jumbo loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 17
Burx NorrodNMLS 852144
Barrett Financial Group · Chandler, AZ · licensed in 2 states
- Self-employed
- 1099 income
- Bank statement loan
- Down payment assistance
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 18
Manen PanNMLS 1006352
First Citizens Bank · Pasadena, CA · licensed in 32 states
- Self-employed
- Real estate investor
- Construction loan
- Down payment assistance
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 19
Teyona StewartNMLS 2215853
First Citizens Bank · La Jolla, CA · licensed in 35 states
- Self-employed
- First-time buyer
- Down payment assistance
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NM (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
Before you choose
Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.
- How will you calculate my income from my tax returns?
- Would a bank statement or P&L loan qualify me for more?
- Do I need two years of self-employment history?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in NM or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=NM. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.