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Loan programs · New Mexico

Jumbo loan officers in New Mexico

As of 2026-10-09, LenDb lists 46 loan officers licensed in or based in New Mexico whose lender pages show Jumbo loan work. The top-ranked are Josh Penland (Fairway Independent Mortgage Corporation, Round Rock), Joe Magallanes (CrossCountry Mortgage, Newport Beach) and Darik Tolnay (CrossCountry Mortgage, Lakewood). Ranking is lender-neutral: specialty evidence first, then a license in NM, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Josh PenlandNMLS 216357

    Fairway Independent Mortgage Corporation · Round Rock, TX · licensed in 6 states

    • Jumbo loan
    • First-time buyer
    • Real estate investor
    • Self-employed
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 23 years of experience (lender page, 2026-10-09)
  2. 2

    Joe MagallanesNMLS 491678

    CrossCountry Mortgage · Newport Beach, CA · licensed in 26 states

    • Jumbo loan
    • Non-QM loan
    • Real estate investor
    • Self-employed
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  3. 3

    Darik TolnayNMLS 521445

    CrossCountry Mortgage · Lakewood, CO · licensed in 8 states

    • Jumbo loan
    • FHA loan
    • VA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2013 (per Colorado records)
    • States 15 years of experience (lender page, 2026-10-09)
  4. 4

    Iris LegaspiNMLS 690505

    First Citizens Bank · Bank · San Diego, CA · licensed in 35 states

    • Jumbo loan
    • Down payment assistance
    • First-time buyer
    • Physician and medical professional
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • States 17 years of experience (lender page, 2026-10-09)
  5. 5

    Jackson ThomasNMLS 1190420

    CrossCountry Mortgage · Dallas, TX · licensed in 21 states

    • Jumbo loan
    • FHA loan
    • VA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Colorado records)
  6. 6

    Lenae VandegriftNMLS 649456

    American Pacific Mortgage · Thornton, CO · licensed in 10 states

    • Jumbo loan
    • First-time buyer
    • Real estate investor
    • Self-employed
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)
  7. 7

    Heath BarnesNMLS 210164

    Guild Mortgage · Houston, TX · licensed in 10 states

    • Jumbo loan
    • First-time buyer
    • Real estate investor
    • Self-employed
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Colorado records)
  8. 8

    Jason SmithNMLS 210839

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 18 states

    • Jumbo loan
    • Down payment assistance
    • Non-QM loan
    • VA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 22 years of experience (lender page, 2026-10-09)
  9. 9

    James IgbinoviaNMLS 626688

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states

    • Jumbo loan
    • Self-employed
    • Construction loan
    • USDA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  10. 10

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Jumbo loan
    • Non-QM loan
    • Reverse mortgage
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 28 years of experience (lender page, 2026-10-09)
  11. 11

    Matt ShinerNMLS 1260521

    NFM Lending · Tempe, AZ · licensed in 9 states

    • Jumbo loan
    • FHA loan
    • VA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
    • States 21 years of experience (lender page, 2026-10-09)
  12. 12

    Randy KeyNMLS 190053

    Churchill Mortgage · Dallas, TX · licensed in 12 states

    • Jumbo loan
    • FHA loan
    • VA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Florida records)
  13. 13

    Timothy McGintyNMLS 1443050

    LeaderOne Financial · Oak Brook, IL · licensed in 13 states

    • Jumbo loan
    • FHA loan
    • Non-QM loan
    • VA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  14. 14

    Michael MizrahiNMLS 188831

    CrossCountry Mortgage · Delray Beach, FL · licensed in 51 states

    • Jumbo loan
    • Non-QM loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2010 (per Florida records)
  15. 15

    Joe ConnerNMLS 237006

    Homeowners Financial Group · Scottsdale, AZ · licensed in 4 states

    • Jumbo loan
    • Condo
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • States 8 years of experience (lender page, 2026-10-09)
  16. 16

    Burx NorrodNMLS 852144

    Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 2 states

    • Jumbo loan
    • FHA loan
    • Reverse mortgage
    • USDA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
  17. 17

    Mark VillanoNMLS 1306487

    CrossCountry Mortgage · Lakewood, WA · licensed in 29 states

    • Jumbo loan
    • VA loan
    • Real estate investor
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Colorado records)
    • States 12 years of experience (lender page, 2026-10-09)
  18. 18

    Michael MurgatroyNMLS 60099

    CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states

    • Jumbo loan
    • Real estate investor
    • VA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Colorado records)
  19. 19

    Michelle BobartNMLS 137164

    CrossCountry Mortgage · Chicago, IL · licensed in 50 states

    • Jumbo loan
    • Real estate investor
    • VA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Colorado records)
  20. 20

    Scott EvansNMLS 256163

    CrossCountry Mortgage · San Diego, CA · licensed in 38 states

    • Jumbo loan
    • VA loan
    • FHA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2013 (per Florida records)
  21. 21

    Maggie MikaitisNMLS 1395394

    CrossCountry Mortgage · Chicago, IL · licensed in 36 states

    • Jumbo loan
    • Condo
    • Real estate investor
    • Non-QM loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 13 years of experience (lender page, 2026-10-09)
  22. 22

    George HarshNMLS 237004

    CrossCountry Mortgage · Houston, TX · licensed in 33 states

    • Jumbo loan
    • USDA loan
    • VA loan
    • FHA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2015 (per Colorado records)
  23. 23

    Tony BardawilNMLS 1638874

    CrossCountry Mortgage · Cleveland, OH · licensed in 18 states

    • Jumbo loan
    • Condo
    • Non-QM loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  24. 24

    Lindsay WitterNMLS 700709

    American Pacific Mortgage · Roseville, CA · licensed in 36 states

    • Jumbo loan
    • Condo
    • Down payment assistance
    • FHA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)
  25. 25

    Amadee FlomNMLS 621067

    LoanPeople · licensed in 12 states

    • Jumbo loan
    • Condo
    • FHA loan
    • USDA loan
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Colorado records)

Before you choose

Jumbo guidelines are set by each lender, with stricter reserves, credit and documentation than conforming loans.

  • What reserves and credit score do your jumbo programs require?
  • Do you offer interest-only or ARM jumbo options?
  • Can you do a jumbo with less than 20 percent down?

More about Jumbo loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NM license is confirmed with the state regulator (check mark), NM is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=jumbo&state=NM. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.