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Loan programs · Utah

DSCR loan officers in Utah

As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Utah whose lender pages show DSCR loan work. The top-ranked are Cory Blackburn (Loan Factory) and Fernando Perez (CrossCountry Mortgage, Cottonwood Heights). Ranking is lender-neutral: specialty evidence first, then a license in UT, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 2

  1. 1

    Cory BlackburnNMLS 251419

    Loan Factory · Mortgage broker · licensed in 4 states

    • DSCR loan
    • Condo
    • Non-warrantable condo
    • Vacation home
    • UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Fernando PerezNMLS 1385005

    CrossCountry Mortgage · Cottonwood Heights, UT

    • DSCR loan
    • Jumbo loan
    • Construction loan
    • Non-QM loan
    • UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Office in Cottonwood Heights, UT
    • States 9 years of experience (lender page, 2026-10-09)

Before you choose

Minimum DSCR ratios, rent schedules and prepayment penalties differ widely across lenders.

  • What minimum DSCR do you require, and how do you calculate rent?
  • Can I close in an LLC?
  • What prepayment penalty options do you offer?

More about DSCR loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a UT license is confirmed with the state regulator (check mark), UT is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=dscr&state=UT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.