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Loan programs · Utah

Reverse mortgage loan officers in Utah

As of 2026-10-09, LenDb lists 47 loan officers licensed in or based in Utah whose lender pages show Reverse mortgage work. The top-ranked are Kevin Rowe (Guild Mortgage, Draper), Kris James (Intercap Lending, Cottonwood Heights) and Brandon Hansen (Guild Mortgage, Toquerville). Ranking is lender-neutral: specialty evidence first, then a license in UT, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Kevin RoweNMLS 295609

    Guild Mortgage · Draper, UT

    • Reverse mortgage
    • Jumbo loan
    • Real estate investor
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 27 years experience (stated on lender page, 2026-10-09)
  2. 2

    Kris JamesNMLS 900967

    Intercap Lending · Cottonwood Heights, UT

    • Reverse mortgage
    • Bank statement loan
    • Down payment assistance
    • FHA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 13 years experience (stated on lender page, 2026-10-09)
  3. 3

    Brandon HansenNMLS 283559

    Guild Mortgage · Toquerville, UT · licensed in 11 states

    • Reverse mortgage
    • Asset-based qualifying
    • Real estate investor
    • Bank statement loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 8 years licensed
  4. 4

    Bill GaylordNMLS 680603

    Guild Mortgage · Henderson, NV · licensed in 7 states

    • Reverse mortgage
    • DSCR loan
    • FHA loan
    • Jumbo loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • 33 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Kathy GrayNMLS 238911

    Guild Mortgage · St. George, UT · licensed in 2 states

    • Reverse mortgage
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • USDA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • No disciplinary actions on file at LenDb
  6. 6

    Michael JonesNMLS 4734

    Intercap Lending · Canyons, UT · licensed in 11 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 4 years licensed
  7. 7

    Debbie HartmanNMLS 64281

    Guild Mortgage · St. George, UT · licensed in 2 states

    • Reverse mortgage
    • Construction loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • No disciplinary actions on file at LenDb
  8. 8

    Trudi HatchNMLS 139284

    Guild Mortgage · Tremonton, UT · licensed in 3 states

    • Reverse mortgage
    • New construction
    • Down payment assistance
    • FHA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 27 years experience (stated on lender page, 2026-10-09)
  9. 9

    Corey MerrillNMLS 748082

    Intercap Lending · Pleasant Grove, UT

    • Reverse mortgage
    • Bank statement loan
    • Down payment assistance
    • FHA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • No disciplinary actions on file at LenDb
  10. 10

    John GrahamNMLS 1973756

    Intercap Lending · St. George, UT

    • Reverse mortgage
    • FHA loan
    • USDA loan
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • No disciplinary actions on file at LenDb
  11. 11

    Bailee BeckNMLS 2675681

    Intercap Lending · Pleasant Grove, UT

    • Reverse mortgage
    • Bank statement loan
    • Down payment assistance
    • Jumbo loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • No disciplinary actions on file at LenDb
  12. 12

    Tyler AndersonNMLS 315196

    Intercap Lending · Cottonwood Heights, UT

    • Reverse mortgage
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • USDA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • No disciplinary actions on file at LenDb
  13. 13

    Brent RoseNMLS 308611

    Intercap Lending · Pleasant Grove, UT · licensed in 4 states

    • Reverse mortgage
    • Bank statement loan
    • Down payment assistance
    • Jumbo loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 14 years licensed
  14. 14

    Regina MorganNMLS 2070968

    Loan Factory · licensed in 3 states

    • Reverse mortgage
    • Real estate investor
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • 10 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  15. 15

    Curtis PackerNMLS 468085

    Fairway Independent Mortgage Corporation · Kaysville, UT · licensed in 3 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • No disciplinary actions on file at LenDb
  16. 16

    Jon SchneiderNMLS 224816

    Barrett Financial Group · Chandler, AZ · licensed in 2 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Jared GibbonsNMLS 772168

    Fairway Independent Mortgage Corporation · Draper, UT

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • No disciplinary actions on file at LenDb
  18. 18

    Wiley CorcoranNMLS 1570471

    Guild Mortgage · San Diego, CA · licensed in 18 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Todd NunisNMLS 134294

    Guild Mortgage · Colleyville, TX · licensed in 32 states

    • Reverse mortgage
    • Renovation loan (203k / HomeStyle)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Hope OrtonNMLS 260618

    Intercap Lending · St. George, UT · licensed in 8 states

    • Reverse mortgage
    • First-time buyer
    • Real estate investor
    • Bank statement loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 4 years licensed
  21. 21

    Karen NielsonNMLS 80226

    Guild Mortgage · Logan, UT · licensed in 5 states

    • Reverse mortgage
    • Bank statement loan
    • Construction loan
    • DSCR loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 3 years licensed
  22. 22

    Jeffrey BryantNMLS 1433134

    Loan Factory · licensed in 3 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  23. 23

    Brett MillsNMLS 11431

    Guild Mortgage · Clearfield, UT · licensed in 7 states

    • Reverse mortgage
    • First-time buyer
    • Real estate investor
    • Down payment assistance
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 1 years licensed
  24. 24

    Amy Lyn BlauserNMLS 215193

    Barrett Financial Group · Chandler, AZ · licensed in 3 states

    • Reverse mortgage
    • First-time buyer
    • FHA loan
    • HELOC
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  25. 25

    Courtney VelvinNMLS 1639594

    Guild Mortgage · Greenwood Village, CO · licensed in 7 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Counseling, financial assessment and heir considerations make reverse mortgages a specialty of their own.

  • Are you a reverse mortgage specialist, and how many have you closed?
  • What are the total costs, including mortgage insurance?
  • What happens to the home for my heirs?

More about Reverse mortgage

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in UT or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=reverse&state=UT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.