Loan programs · Utah
USDA loan officers in Utah
As of 2026-10-09, LenDb lists 42 loan officers licensed in or based in Utah whose lender pages show USDA loan work. The top-ranked are Teresa Hadley (Intercap Lending, Cottonwood Heights), Jeanette John (Intercap Lending, Logan) and Kris James (Intercap Lending, Cottonwood Heights). Ranking is lender-neutral: specialty evidence first, then a license in UT, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Teresa HadleyNMLS 246988
Intercap Lending · Cottonwood Heights, UT
- USDA loan
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 31 years experience (stated on lender page, 2026-10-09)
- 2
Jeanette JohnNMLS 611754
Intercap Lending · Logan, UT · licensed in 5 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 25 years experience (stated on lender page, 2026-10-09)
- 3
Kris JamesNMLS 900967
Intercap Lending · Cottonwood Heights, UT
- USDA loan
- Bank statement loan
- Down payment assistance
- FHA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 13 years experience (stated on lender page, 2026-10-09)
- 4
Kristopher MatyasNMLS 864775
Barrett Financial Group · Utah
- USDA loan
- VA loan
- FHA loan
- Jumbo loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 25 years experience (stated on lender page, 2026-10-09)
- 5
Tyson HareNMLS 1008232
Intercap Lending · Richfield, UT
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 7 years experience (stated on lender page, 2026-10-09)
- 6
Kathy GrayNMLS 238911
Guild Mortgage · St. George, UT · licensed in 2 states
- USDA loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- Reverse mortgage
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 7
Trudi HatchNMLS 139284
Guild Mortgage · Tremonton, UT · licensed in 3 states
- USDA loan
- New construction
- Down payment assistance
- FHA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 27 years experience (stated on lender page, 2026-10-09)
- 8
Neil CatorNMLS 222179
Guild Mortgage · Midvale, UT
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 20 years experience (stated on lender page, 2026-10-09)
- 9
Connie HareNMLS 242337
Intercap Lending · Richfield, UT
- USDA loan
- First-time buyer
- FHA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 28 years experience (stated on lender page, 2026-10-09)
- 10
Brad MabeyNMLS 262718
Guild Mortgage · Spanish Fork, UT · licensed in 5 states
- USDA loan
- FHA loan
- First-time buyer
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 20 years experience (stated on lender page, 2026-10-09)
- 11
Corey MerrillNMLS 748082
Intercap Lending · Pleasant Grove, UT
- USDA loan
- Bank statement loan
- Down payment assistance
- FHA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 12
Andy DavisNMLS 1959567
Intercap Lending · Cottonwood Heights, UT
- USDA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 13
John GrahamNMLS 1973756
Intercap Lending · St. George, UT
- USDA loan
- FHA loan
- Reverse mortgage
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 14
Tyler AndersonNMLS 315196
Intercap Lending · Cottonwood Heights, UT
- USDA loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- Reverse mortgage
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 15
Joshua CederlofNMLS 309804
Loan Factory · Utah
- USDA loan
- Construction loan
- FHA loan
- Real estate investor
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 28 years experience (stated on lender page, 2026-10-09)
- 16
Matt BarrettNMLS 258528
Intercap Lending · Cottonwood Heights, UT · licensed in 19 states
- USDA loan
- Down payment assistance
- FHA loan
- Real estate investor
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 6 years licensed
- 17
Kate HanksNMLS 761975
Barrett Financial Group · Chandler, AZ · licensed in 2 states
- USDA loan
- Down payment assistance
- FHA loan
- Jumbo loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 18
Hope OrtonNMLS 260618
Intercap Lending · St. George, UT · licensed in 8 states
- USDA loan
- First-time buyer
- Real estate investor
- Bank statement loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 4 years licensed
- 19
Karen NielsonNMLS 80226
Guild Mortgage · Logan, UT · licensed in 5 states
- USDA loan
- Bank statement loan
- Construction loan
- DSCR loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 3 years licensed
- 20
Shay HansenNMLS 652794
American Pacific Mortgage · Layton, UT · licensed in 2 states
- USDA loan
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 4 years licensed
- 21
Amy Lyn BlauserNMLS 215193
Barrett Financial Group · Chandler, AZ · licensed in 3 states
- USDA loan
- First-time buyer
- FHA loan
- HELOC
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 22
Jimmy MillerNMLS 222015
Intercap Lending · Pleasant Grove, UT
- USDA loan
- Construction loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 23
Shannon JohnsonNMLS 916249
Intercap Lending · Brigham City, UT · licensed in 4 states
- USDA loan
- Bank statement loan
- Down payment assistance
- FHA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 24
Brady BeyerNMLS 1041865
Intercap Lending · Cottonwood Heights, UT · licensed in 3 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 25
Megan RyanNMLS 1694333
Intercap Lending · Cottonwood Heights, UT · licensed in 3 states
- USDA loan
- FHA loan
- Jumbo loan
- Non-QM loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
Before you choose
Property location and household income limits must both qualify, and USDA approval adds time to the closing.
- Is this address in a USDA eligible area?
- Does my household income fall under the limit for this county?
- How long does USDA approval take with you right now?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in UT or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=usda&state=UT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.