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Borrower situations · South Carolina

Loan officers for first-time buyers in South Carolina

As of 2026-10-09, LenDb lists 412 loan officers licensed in or based in South Carolina whose lender pages show First-time buyer work. The top-ranked are Scott Dunning (CrossCountry Mortgage, Midlothian), Edwin Santiago (CrossCountry Mortgage, Wayne) and Kim Lorenzana (Guild Mortgage, Raleigh). Ranking is lender-neutral: specialty evidence first, then a license in SC, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Scott DunningNMLS 101361

    CrossCountry Mortgage · Midlothian, VA · licensed in 3 states

    • First-time buyer
    • New construction
    • Real estate investor
    • FHA loan
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
  2. 2

    Edwin SantiagoNMLS 133618

    CrossCountry Mortgage · Wayne, PA · licensed in 23 states

    • First-time buyer
    • Non-QM loan
    • Down payment assistance
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 15 years licensed
  3. 3

    Kim LorenzanaNMLS 308713

    Guild Mortgage · Raleigh, NC · licensed in 3 states

    • First-time buyer
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 15 years licensed
  4. 4

    Sylvia WilliamsNMLS 2119094

    Loan Factory · Mortgage broker · South Carolina · licensed in 4 states

    • First-time buyer
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • Branch in South Carolina
    • 5 years licensed
  5. 5

    Todd BlakeNMLS 196726

    Guild Mortgage · Alpharetta, GA · licensed in 6 states

    • First-time buyer
    • New construction
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 12 years licensed
  6. 6

    Lauren Sawyer FosterNMLS 346619

    Guild Mortgage · Columbia, SC · licensed in 6 states

    • First-time buyer
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • Branch in South Carolina
    • 0 years licensed
  7. 7

    Ryan LeeNMLS 928879

    Guild Mortgage · Mount Pleasant, SC · licensed in 2 states

    • First-time buyer
    • Down payment assistance
    • Jumbo loan
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • Branch in South Carolina
  8. 8

    Jesse BarbaroNMLS 1304162

    Guild Mortgage · Columbia, SC · licensed in 2 states

    • First-time buyer
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • Branch in South Carolina
  9. 9

    Jordan ReichmannNMLS 1383159

    Fairway Independent Mortgage Corporation · Indianapolis, IN · licensed in 6 states

    • First-time buyer
    • Real estate investor
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 10 years licensed
  10. 10

    Cliff Lee Kun YangNMLS 1793619

    Guild Mortgage · Columbia, SC · licensed in 3 states

    • First-time buyer
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • Branch in South Carolina
  11. 11

    Alley BissettNMLS 2655942

    Fairway Independent Mortgage Corporation · Daniel Island, SC

    • First-time buyer
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • Branch in South Carolina
  12. 12

    Chad RankinNMLS 490282

    Guild Mortgage · Worcester, MA · licensed in 38 states

    • First-time buyer
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 9 years licensed
  13. 13

    Jessica OchoaNMLS 525089

    Fairway Independent Mortgage Corporation · Richmond Hill, GA · licensed in 5 states

    • First-time buyer
    • Vacation home
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 9 years licensed
  14. 14

    Sonia HashimiNMLS 965240

    Loan Factory · Mortgage broker · licensed in 17 states

    • First-time buyer
    • Real estate investor
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 12 years licensed
  15. 15

    Amy GossNMLS 194181

    Guild Mortgage · Jacksonville, NC · licensed in 12 states

    • First-time buyer
    • FHA loan
    • USDA loan
    • VA loan
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 8 years licensed
  16. 16

    Rachelle CoffeyNMLS 203664

    Homeowners Financial Group · Scottsdale, AZ · licensed in 10 states

    • First-time buyer
    • Down payment assistance
    • FHA loan
    • VA loan
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 27 years experience (stated on lender page, 2026-10-09)
  17. 17

    Jevon RobertsonNMLS 763752

    LeaderOne Financial · Oak Brook, IL · licensed in 7 states

    • First-time buyer
    • Down payment assistance
    • Real estate investor
    • Self-employed
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 30 years experience (stated on lender page, 2026-10-09)
  18. 18

    Denise PanzaNMLS 16446

    Total Mortgage Services · Naples, FL · licensed in 20 states

    • First-time buyer
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 15 years licensed
  19. 19

    Jeffrey ZulaufNMLS 18566

    CrossCountry Mortgage · Suwanee, GA · licensed in 22 states

    • First-time buyer
    • Condo
    • Real estate investor
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 7 years licensed
  20. 20

    Charles PuleriNMLS 54667

    CrossCountry Mortgage · Delray Beach, FL · licensed in 12 states

    • First-time buyer
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 15 years licensed
  21. 21

    Jeff HalbertNMLS 71222

    First Home Mortgage · Dunkirk, MD · licensed in 8 states

    • First-time buyer
    • VA loan
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 15 years licensed
  22. 22

    Angie TurleyNMLS 363066

    Fairway Independent Mortgage Corporation · Mooresville, IN · licensed in 26 states

    • First-time buyer
    • Self-employed
    • VA loan
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 7 years licensed
  23. 23

    Dan LongmanNMLS 369430

    NFM Lending · Plantation, FL · licensed in 7 states

    • First-time buyer
    • FHA loan
    • Jumbo loan
    • Self-employed
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 15 years licensed
  24. 24

    Nick ClarkeNMLS 998103

    CrossCountry Mortgage · Marshfield, MA · licensed in 11 states

    • First-time buyer
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • 7 years licensed
  25. 25

    Canica KellyNMLS 2379427

    Fairway Independent Mortgage Corporation · Columbia, SC · licensed in 4 states

    • First-time buyer
    • Real estate investor
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed in SC (listed on lender page, verified 2026-10-09)
    • Branch in South Carolina
    • 1 years licensed

Before you choose

The best options combine programs (FHA, conventional low down, local assistance) and need patient guidance through the process.

  • Which low down payment programs fit my situation?
  • Am I eligible for any first-time buyer assistance here?
  • What will my total cash to close be?

More about First-time buyer

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in SC or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=first-time-buyer&state=SC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.