Property types · Oregon

2 to 4 unit property loan officers in Oregon

As of 2026-10-15, LenDb lists 3 loan officers licensed in or based in Oregon whose lender pages show 2 to 4 unit property work. The top-ranked are Pamela Berns (Summit Mortgage Corporation, Salem), Eric Raso (CMG Home Loans, Tempe) and Shane Staples (NFM Lending, Tempe). Ranking is lender-neutral: specialty evidence first, then a license in OR, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 3

  1. 1

    Pamela BernsNMLS 250404

    Summit Mortgage Corporation · Salem, OR

    • 2 to 4 unit property
    • OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-15)
    • Office in Salem, OR
    • States 22 years of experience (lender page, 2026-10-15)
  2. 2

    Eric RasoNMLS 457108

    CMG Home Loans · Tempe, AZ · licensed in 40 states

    • 2 to 4 unit property
    • FHA loan
    • VA loan
    • Non-QM loan
    • OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Focus: 2 to 4 unit property (from their own specialty list on their lender page, verified 2026-10-11)
    • Earliest state license record: November 10, 2020 (Florida), per state regulator
  3. 3

    Shane StaplesNMLS 1296290

    NFM Lending · Tempe, AZ · licensed in 11 states

    • 2 to 4 unit property
    • OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Focus: 2 to 4 unit property (from their bio on their lender page, verified 2026-10-09)
    • Earliest state license record: July 31, 2017 (Colorado), per state regulator

Before you choose

Rental income rules, reserve requirements and appraisal comps for small multifamily vary a lot between lenders.

  • How much of the projected rental income can count toward qualifying?
  • Can I buy this with FHA or VA if I live in one unit?
  • What reserves do you require for a 2 to 4 unit property?

More about 2 to 4 unit property

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a OR license is confirmed with the state regulator (check mark), OR is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=multi-family-2-4&state=OR. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.