Loan programs · Oregon
FHA loan officers in Oregon
As of 2026-10-09, LenDb lists 207 loan officers licensed in or based in Oregon whose lender pages show FHA loan work. The top-ranked are Bill Clark (Fairway Independent Mortgage Corporation, Clackamas), Andrea Shaw Moore (Guild Mortgage, Portland) and Kamile Melton (Churchill Mortgage, Lincoln City). Ranking is lender-neutral: specialty evidence first, then a license in OR, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Bill ClarkNMLS 220837
Fairway Independent Mortgage Corporation · Clackamas, OR · licensed in 2 states
- FHA loan
- Renovation loan (203k / HomeStyle)
- USDA loan
- VA loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Clackamas, OR
- States 27 years of experience (lender page, 2026-10-09)
- 2
Andrea Shaw MooreNMLS 128299
Guild Mortgage · Portland, OR · licensed in 2 states
- FHA loan
- VA loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Portland, OR
- States 15 years of experience (lender page, 2026-10-09)
- 3
Kamile MeltonNMLS 1700255
Churchill Mortgage · Lincoln City, OR · licensed in 3 states
- FHA loan
- VA loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Lincoln City, OR
- States 15 years of experience (lender page, 2026-10-09)
- 4
Jennifer KimNMLS 113118
CrossCountry Mortgage · Seattle, WA · licensed in 2 states
- FHA loan
- Non-QM loan
- First-time buyer
- HELOC
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 26 years of experience (lender page, 2026-10-09)
- 5
Scott ReeseNMLS 86512
CrossCountry Mortgage · Cleveland, OH · licensed in 17 states
- FHA loan
- VA loan
- First-time buyer
- HELOC
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 6
Sandee LutzNMLS 533656
CrossCountry Mortgage · Romeo, MI · licensed in 29 states
- FHA loan
- Renovation loan (203k / HomeStyle)
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 7
Domonique GrayNMLS 900558
Churchill Mortgage · Brentwood, TN · licensed in 31 states
- FHA loan
- VA loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 8
Craig CusickNMLS 210381
Fairway Independent Mortgage Corporation · Phoenix, AZ · licensed in 7 states
- FHA loan
- First-time buyer
- USDA loan
- VA loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 17 years of experience (lender page, 2026-10-09)
- 9
Shelley CovingtonNMLS 102076
Intercap Lending · Kirkland, WA · licensed in 3 states
- FHA loan
- Bank statement loan
- Down payment assistance
- First-time buyer
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 25 years of experience (lender page, 2026-10-09)
- 10
Rachelle CoffeyNMLS 203664
Homeowners Financial Group · Scottsdale, AZ · licensed in 10 states
- FHA loan
- Down payment assistance
- First-time buyer
- VA loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 27 years of experience (lender page, 2026-10-09)
- 11
Amber PageNMLS 229184
Evergreen Home Loans · Silverdale, WA · licensed in 14 states
- FHA loan
- USDA loan
- VA loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 12
Kim RayNMLS 1314698
Churchill Mortgage · Ocean Shores, WA · licensed in 3 states
- FHA loan
- New construction
- VA loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 13
Devin FahrnerNMLS 399405
American Pacific Mortgage · Eagle, ID · licensed in 17 states
- FHA loan
- VA loan
- First-time buyer
- Real estate investor
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Colorado records)
- States 30 years of experience (lender page, 2026-10-09)
- 14
Lynn Marie BrunoNMLS 112674
Guild Mortgage · Lake Oswego, OR · licensed in 3 states
- FHA loan
- Recent credit event
- First-time buyer
- Jumbo loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Lake Oswego, OR
- States 28 years of experience (lender page, 2026-10-09)
- 15
Katie HammNMLS 185848
Guild Mortgage · Portland, OR · licensed in 5 states
- FHA loan
- Jumbo loan
- Real estate investor
- VA loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Portland, OR
- States 20 years of experience (lender page, 2026-10-09)
- 16
Sara Elizabeth KellerNMLS 205967
Guild Mortgage · Clackamas, OR
- FHA loan
- Manufactured home
- Down payment assistance
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Clackamas, OR
- States 23 years of experience (lender page, 2026-10-09)
- 17
Evan LuchacoNMLS 887608
Churchill Mortgage · Portland, OR · licensed in 12 states
- FHA loan
- Renovation loan (203k / HomeStyle)
- Self-employed
- VA loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Portland, OR
- Licensed since 2023 (per Colorado records)
- States 12 years of experience (lender page, 2026-10-09)
- 18
Alexis VargaNMLS 1473179
CrossCountry Mortgage · Chicago, IL · licensed in 12 states
- FHA loan
- Jumbo loan
- USDA loan
- VA loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- States 10 years of experience (lender page, 2026-10-09)
- 19
Yanni StefanidisNMLS 1725443
Churchill Mortgage · Irvine, CA · licensed in 16 states
- FHA loan
- First-time buyer
- Real estate investor
- VA loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 20
Greg BrooksNMLS 151145
Guild Mortgage · San Diego, CA · licensed in 9 states
- FHA loan
- VA loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 21
Jackson ThomasNMLS 1190420
CrossCountry Mortgage · Dallas, TX · licensed in 21 states
- FHA loan
- Jumbo loan
- VA loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Colorado records)
- 22
Denise Cuddeback MontgomeryNMLS 57734
American Pacific Mortgage · Eugene, OR · licensed in 11 states
- FHA loan
- Bank statement loan
- Down payment assistance
- DSCR loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Eugene, OR
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 23
Josiah Paul ShelmanNMLS 1824996
Guild Mortgage · Tumwater, WA · licensed in 4 states
- FHA loan
- Down payment assistance
- First-time buyer
- Self-employed
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 6 years of experience (lender page, 2026-10-09)
- 24
Laura KochNMLS 1954783
Guild Mortgage · Clackamas, OR · licensed in 2 states
- FHA loan
- Condo
- Down payment assistance
- Jumbo loan
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Clackamas, OR
- 25
Eric Whitney HexumNMLS 1569697
Guild Mortgage · Kennewick, WA · licensed in 3 states
- FHA loan
- Down payment assistance
- DSCR loan
- First-time buyer
- OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
Before you choose
Lender overlays on credit score and debt-to-income differ, and property condition rules can complicate older homes.
- What minimum credit score do you accept for FHA, with or without overlays?
- How do you handle FHA appraisal repair requirements?
- What will mortgage insurance cost over the life of the loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a OR license is confirmed with the state regulator (check mark), OR is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=fha&state=OR. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.