Loan programs · Oregon
Down payment assistance loan officers in Oregon
As of 2026-10-09, LenDb lists 81 loan officers licensed in or based in Oregon whose lender pages show Down payment assistance work. The top-ranked are Josh Dalglish (Guild Mortgage, Wilsonville), Kacey Sheely (Guild Mortgage, Portland) and Shelley Covington (Intercap Lending, Kirkland). Ranking is lender-neutral: specialty evidence first, then a license in OR, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Josh DalglishNMLS 569991
Guild Mortgage · Wilsonville, OR · licensed in 7 states
- Down payment assistance
- FHA loan
- VA loan
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 13 years experience (stated on lender page, 2026-10-09)
- 2
Kacey SheelyNMLS 1475042
Guild Mortgage · Portland, OR · licensed in 2 states
- Down payment assistance
- FHA loan
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 10 years experience (stated on lender page, 2026-10-09)
- 3
Shelley CovingtonNMLS 102076
Intercap Lending · Kirkland, WA · licensed in 3 states
- Down payment assistance
- Bank statement loan
- FHA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 4
Rachelle CoffeyNMLS 203664
Homeowners Financial Group · Scottsdale, AZ · licensed in 10 states
- Down payment assistance
- FHA loan
- First-time buyer
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 27 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 5
Corina FiedlerNMLS 244676
CrossCountry Mortgage · Kalispell, MT · licensed in 6 states
- Down payment assistance
- FHA loan
- Renovation loan (203k / HomeStyle)
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 27 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 6
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- Down payment assistance
- First-time buyer
- Jumbo loan
- Physician and medical professional
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 7
Lesa HarrisNMLS 398976
Fairway Independent Mortgage Corporation · Red Bluff, CA
- Down payment assistance
- Construction loan
- First-time buyer
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 26 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 8
Kim WilsonNMLS 92897
Guild Mortgage · Vancouver, WA · licensed in 2 states
- Down payment assistance
- First-time buyer
- Real estate investor
- Reverse mortgage
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 9
Peggy PenseNMLS 112867
Guild Mortgage · Scappoose, OR · licensed in 2 states
- Down payment assistance
- First-time buyer
- Real estate investor
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- No disciplinary actions on file at LenDb
- 10
Sara KellerNMLS 205967
Guild Mortgage · Clackamas, OR
- Down payment assistance
- FHA loan
- Manufactured home
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 23 years experience (stated on lender page, 2026-10-09)
- 11
Olivia Cox PaulsonNMLS 209281
Guild Mortgage · Portland, OR · licensed in 5 states
- Down payment assistance
- Asset-based qualifying
- First-time buyer
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 20 years experience (stated on lender page, 2026-10-09)
- 12
Mac DengsotNMLS 413563
Guild Mortgage · Portland, OR · licensed in 4 states
- Down payment assistance
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 39 years experience (stated on lender page, 2026-10-09)
- 13
Don GarrettNMLS 418862
Guild Mortgage · Portland, OR · licensed in 4 states
- Down payment assistance
- First-time buyer
- Real estate investor
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 30 years experience (stated on lender page, 2026-10-09)
- 14
Jessica McNeelyNMLS 670089
Guild Mortgage · Salem, OR
- Down payment assistance
- Bank statement loan
- Construction loan
- DSCR loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 27 years experience (stated on lender page, 2026-10-09)
- 15
Nancy MestonNMLS 1068726
Guild Mortgage · Eugene, OR · licensed in 2 states
- Down payment assistance
- First-time buyer
- Real estate investor
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 20 years experience (stated on lender page, 2026-10-09)
- 16
Cat JergerNMLS 1571253
Guild Mortgage · Portland, OR · licensed in 2 states
- Down payment assistance
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- No disciplinary actions on file at LenDb
- 17
Jeremy HicksNMLS 1960052
Guild Mortgage · Prineville, OR · licensed in 5 states
- Down payment assistance
- FHA loan
- First-time buyer
- HELOC
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- No disciplinary actions on file at LenDb
- 18
Eric Whitney HexumNMLS 1569697
Guild Mortgage · Kennewick, WA · licensed in 3 states
- Down payment assistance
- DSCR loan
- FHA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 19
Josiah ShelmanNMLS 1824996
Guild Mortgage · Tumwater, WA · licensed in 4 states
- Down payment assistance
- FHA loan
- First-time buyer
- Self-employed
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 6 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 20
Monica CentenoNMLS 1100009
Guild Mortgage · Henderson, NV · licensed in 33 states
- Down payment assistance
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 21
Kevin Byron PalkeNMLS 1108894
Guild Mortgage · Salem, OR · licensed in 3 states
- Down payment assistance
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 10 years experience (stated on lender page, 2026-10-09)
- 22
Amy RemingtonNMLS 79095
Guild Mortgage · Tacoma, WA · licensed in 6 states
- Down payment assistance
- First-time buyer
- Manufactured home
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 23
Sandi Ann MilohovNMLS 114287
Guild Mortgage · Vancouver, WA · licensed in 4 states
- Down payment assistance
- FHA loan
- First-time buyer
- Self-employed
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 24
Matthew MerrillNMLS 115282
Guild Mortgage · Vancouver, WA · licensed in 5 states
- Down payment assistance
- FHA loan
- First-time buyer
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 25
Darcy HansenNMLS 115482
LeaderOne Financial · Lakewood, WA · licensed in 3 states
- Down payment assistance
- FHA loan
- Jumbo loan
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
Before you choose
Programs are local, change often, and need the lender to be approved with the housing agency that runs them.
- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in OR or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=OR. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.