Loan programs · Louisiana

Non-QM loan officers in Louisiana

As of 2026-10-09, LenDb lists 24 loan officers licensed in or based in Louisiana whose lender pages show Non-QM loan work. The top-ranked are Nick Redhead (Embrace Home Loans, Pensacola), Karen Chiu (CrossCountry Mortgage, San Gabriel) and Ubaldo V Leon III (CrossCountry Mortgage, Lewisville). Ranking is lender-neutral: specialty evidence first, then a license in LA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 24

  1. 1

    Nick RedheadNMLS 594824

    Embrace Home Loans · Pensacola, FL · licensed in 5 states

    • Non-QM loan
    • Real estate investor
    • Reverse mortgage
    • Self-employed
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
    • States 23 years of experience (lender page, 2026-10-09)
  2. 2

    Karen ChiuNMLS 611778

    CrossCountry Mortgage · San Gabriel, CA · licensed in 21 states

    • Non-QM loan
    • Condo
    • First-time buyer
    • New construction
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Colorado records)
  3. 3

    Ubaldo V Leon IIINMLS 304012

    CrossCountry Mortgage · Lewisville, TX · licensed in 14 states

    • Non-QM loan
    • Jumbo loan
    • Real estate investor
    • VA loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 22 years of experience (lender page, 2026-10-09)
  4. 4

    Stacey GrimesNMLS 554943

    CrossCountry Mortgage · Panama City, FL · licensed in 6 states

    • Non-QM loan
    • Jumbo loan
    • VA loan
    • First-time buyer
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 34 years of experience (lender page, 2026-10-09)
  5. 5

    Josh PatrickNMLS 667835

    CrossCountry Mortgage · Newport Beach, CA · licensed in 18 states

    • Non-QM loan
    • Jumbo loan
    • First-time buyer
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  6. 6

    Terilyn NicelyNMLS 973893

    CrossCountry Mortgage · Kathleen, GA · licensed in 3 states

    • Non-QM loan
    • Down payment assistance
    • VA loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 22 years of experience (lender page, 2026-10-09)
  7. 7

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Non-QM loan
    • Jumbo loan
    • Reverse mortgage
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 28 years of experience (lender page, 2026-10-09)
  8. 8

    Jeffrey AronheimNMLS 235233

    CrossCountry Mortgage · Greenwood Village, CO · licensed in 33 states

    • Non-QM loan
    • Construction loan
    • Real estate investor
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2007 (per Colorado records)
  9. 9

    Michael MizrahiNMLS 188831

    CrossCountry Mortgage · Delray Beach, FL · licensed in 51 states

    • Non-QM loan
    • Jumbo loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2010 (per Florida records)
  10. 10

    Maggie MikaitisNMLS 1395394

    CrossCountry Mortgage · Chicago, IL · licensed in 36 states

    • Non-QM loan
    • Condo
    • Real estate investor
    • Jumbo loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 13 years of experience (lender page, 2026-10-09)
  11. 11

    Dan GjeldumNMLS 686529

    CrossCountry Mortgage · Hinsdale, IL · licensed in 43 states

    • Non-QM loan
    • Jumbo loan
    • VA loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2014 (per Florida records)
  12. 12

    Frank SanchezNMLS 2290099

    Barrett Financial Group · Mortgage broker · Katy, TX · licensed in 11 states

    • Non-QM loan
    • FHA loan
    • Jumbo loan
    • Reverse mortgage
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
  13. 13

    Andrew RussellNMLS 217975

    CrossCountry Mortgage · Hauppauge, NY · licensed in 19 states

    • Non-QM loan
    • Jumbo loan
    • First-time buyer
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
  14. 14

    Christopher PatilleNMLS 899769

    CrossCountry Mortgage · Wilmington, DE · licensed in 12 states

    • Non-QM loan
    • VA loan
    • FHA loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
  15. 15

    Kyle BrunetNMLS 1237678

    Lit Financial Corporation · licensed in 9 states

    • Non-QM loan
    • Bank statement loan
    • Condo
    • DSCR loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)
  16. 16

    Kathy JohnsonNMLS 1402120

    CrossCountry Mortgage · Houston, TX · licensed in 33 states

    • Non-QM loan
    • VA loan
    • FHA loan
    • First-time buyer
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
  17. 17

    Steve CurringtonNMLS 203687

    CrossCountry Mortgage · Tulsa, OK · licensed in 24 states

    • Non-QM loan
    • VA loan
    • FHA loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
  18. 18

    Molly Barndt, MBA, CSCPNMLS 2236749

    CrossCountry Mortgage · Chicago, IL · licensed in 29 states

    • Non-QM loan
    • Physician and medical professional
    • Real estate investor
    • Jumbo loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 5 years of experience (lender page, 2026-10-09)
  19. 19

    Juliana GuidryNMLS 1517749

    CrossCountry Mortgage · Lafayette, LA · licensed in 2 states

    • Non-QM loan
    • Real estate investor
    • First-time buyer
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Office in Lafayette, LA
  20. 20

    Rosa BriggsNMLS 117032

    CrossCountry Mortgage · Snohomish, WA · licensed in 32 states

    • Non-QM loan
    • VA loan
    • FHA loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  21. 21

    Christopher FoutsNMLS 1919114

    CrossCountry Mortgage · San Antonio, TX · licensed in 19 states

    • Non-QM loan
    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  22. 22

    Ryan McGranNMLS 2520487

    Lit Financial Corporation · licensed in 19 states

    • Non-QM loan
    • Bank statement loan
    • Condo
    • DSCR loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Colorado records)
  23. 23

    Shawna TalleyNMLS 1200909

    CrossCountry Mortgage · Lynnwood, WA · licensed in 15 states

    • Non-QM loan
    • Down payment assistance
    • VA loan
    • First-time buyer
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
  24. 24

    Greg BleylNMLS 117969

    CrossCountry Mortgage · Cleveland, OH · licensed in 19 states

    • Non-QM loan
    • Down payment assistance
    • First-time buyer
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)

Before you choose

Every non-QM lender has its own guidelines and pricing, so the loan officer's investor relationships matter.

  • Which non-QM investors do you work with?
  • Why does my situation need non-QM rather than an agency loan?
  • Is there a prepayment penalty, and can I refinance later?

More about Non-QM loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a LA license is confirmed with the state regulator (check mark), LA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=non-qm&state=LA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.