Loan programs · Mississippi
Non-QM loan officers in Mississippi
As of 2026-10-09, LenDb lists 15 loan officers licensed in or based in Mississippi whose lender pages show Non-QM loan work. The top-ranked are Dustin Swigart (CrossCountry Mortgage, Tampa), Candace Cagle (CrossCountry Mortgage, Houston) and Sarena Talbert (CrossCountry Mortgage, Newport Beach). Ranking is lender-neutral: specialty evidence first, then a license in MS, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 15
- 1
Dustin SwigartNMLS 681479
CrossCountry Mortgage · Tampa, FL · licensed in 6 states
- Non-QM loan
- Construction loan
- Renovation loan (203k / HomeStyle)
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Earliest state license record: January 16, 2026 (Florida), per state regulator
- States 25 years of experience (lender page, 2026-10-09)
- 2
Candace CagleNMLS 878436
CrossCountry Mortgage · Houston, TX · licensed in 4 states
- Non-QM loan
- First-time buyer
- Construction loan
- Renovation loan (203k / HomeStyle)
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 3
Sarena TalbertNMLS 1043739
CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states
- Non-QM loan
- Jumbo loan
- Reverse mortgage
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Earliest state license record: December 4, 2023 (Florida), per state regulator
- States 28 years of experience (lender page, 2026-10-09)
- 4
Michael MizrahiNMLS 188831
CrossCountry Mortgage · Delray Beach, FL · licensed in 51 states
- Non-QM loan
- Jumbo loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Earliest state license record: November 22, 2010 (Florida), per state regulator
- 5
Cissy BaconNMLS 36702
CrossCountry Mortgage · Mobile, AL · licensed in 3 states
- Non-QM loan
- Down payment assistance
- Jumbo loan
- Real estate investor
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Earliest state license record: November 30, 2010 (Florida), per state regulator
- 6
Maggie MikaitisNMLS 1395394
CrossCountry Mortgage · Chicago, IL · licensed in 36 states
- Non-QM loan
- Condo
- Real estate investor
- Jumbo loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Earliest state license record: November 1, 2018 (Florida), per state regulator
- States 13 years of experience (lender page, 2026-10-09)
- 7
Tim SmithNMLS 104578
CrossCountry Mortgage · Memphis, TN · licensed in 8 states
- Non-QM loan
- VA loan
- FHA loan
- First-time buyer
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Earliest state license record: July 25, 2018 (Florida), per state regulator
- 8
Steve CurringtonNMLS 203687
CrossCountry Mortgage · Tulsa, OK · licensed in 24 states
- Non-QM loan
- VA loan
- FHA loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Earliest state license record: January 30, 2018 (Colorado), per state regulator
- 9
Kathy JohnsonNMLS 1402120
CrossCountry Mortgage · Houston, TX · licensed in 33 states
- Non-QM loan
- VA loan
- FHA loan
- First-time buyer
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Earliest state license record: March 23, 2018 (Florida), per state regulator
- 10
Ron KuhnNMLS 208163
CrossCountry Mortgage · Tempe, AZ · licensed in 6 states
- Non-QM loan
- Down payment assistance
- HELOC
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Earliest state license record: June 11, 2020 (Florida), per state regulator
- 11
Jonathan SalinasNMLS 2451140
CrossCountry Mortgage · Memphis, TN · licensed in 6 states
- Non-QM loan
- Down payment assistance
- DSCR loan
- ITIN borrower
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Earliest state license record: February 13, 2023 (Florida), per state regulator
- 12
Christopher FoutsNMLS 1919114
CrossCountry Mortgage · San Antonio, TX · licensed in 19 states
- Non-QM loan
- Construction loan
- Renovation loan (203k / HomeStyle)
- VA loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Earliest state license record: June 15, 2023 (Florida), per state regulator
- 13
Ryan LiebowitzNMLS 1877208
CrossCountry Mortgage · Bethlehem, GA · licensed in 4 states
- Non-QM loan
- Real estate investor
- First-time buyer
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Earliest state license record: May 8, 2024 (Florida), per state regulator
- 14
Ryan McGranNMLS 2520487
Lit Financial Corporation · licensed in 19 states
- Non-QM loan
- Bank statement loan
- Condo
- DSCR loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Earliest state license record: September 20, 2023 (Colorado), per state regulator
- 15
Shawna TalleyNMLS 1200909
CrossCountry Mortgage · Lynnwood, WA · licensed in 15 states
- Non-QM loan
- Down payment assistance
- VA loan
- First-time buyer
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Earliest state license record: February 25, 2025 (Florida), per state regulator
Before you choose
Every non-QM lender has its own guidelines and pricing, so the loan officer's investor relationships matter.
- Which non-QM investors do you work with?
- Why does my situation need non-QM rather than an agency loan?
- Is there a prepayment penalty, and can I refinance later?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MS license is confirmed with the state regulator (check mark), MS is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=non-qm&state=MS. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.