Loan programs · Mississippi
VA loan officers in Mississippi
As of 2026-10-09, LenDb lists 45 loan officers licensed in or based in Mississippi whose lender pages show VA loan work. The top-ranked are Aaron Sanders (CrossCountry Mortgage, Delray Beach), Melissa Bell (Atlantic Coast Mortgage, Fairfax) and Meg Hicks (CrossCountry Mortgage, Vestavia). Ranking is lender-neutral: specialty evidence first, then a license in MS, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Aaron SandersNMLS 2555076
CrossCountry Mortgage · Delray Beach, FL · licensed in 19 states
- VA loan
- First-time buyer
- Real estate investor
- Construction loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Melissa BellNMLS 450558
Atlantic Coast Mortgage · Fairfax, VA · licensed in 14 states
- VA loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 3
Meg HicksNMLS 994024
CrossCountry Mortgage · Vestavia, AL · licensed in 4 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- States 14 years of experience (lender page, 2026-10-09)
- 4
Britainy WilkersonNMLS 1137924
Xpert Home Lending · Mortgage broker · licensed in 42 states
- VA loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 5
Scott EvansNMLS 256163
CrossCountry Mortgage · San Diego, CA · licensed in 38 states
- VA loan
- Jumbo loan
- FHA loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2013 (per Florida records)
- 6
Jacki LemmermanNMLS 2527069
Loan Factory · Mortgage broker · licensed in 5 states
- VA loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 7
Tammy GuyseNMLS 1289958
CrossCountry Mortgage · Hattiesburg, MS · licensed in 2 states
- VA loan
- FHA loan
- First-time buyer
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Hattiesburg, MS
- States 25 years of experience (lender page, 2026-10-09)
- 8
Jackson ThomasNMLS 1190420
CrossCountry Mortgage · Dallas, TX · licensed in 21 states
- VA loan
- FHA loan
- Jumbo loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Colorado records)
- 9
Angie TurleyNMLS 363066
Fairway Independent Mortgage Corporation · Mooresville, IN · licensed in 26 states
- VA loan
- First-time buyer
- Self-employed
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 10
Heather LewisNMLS 1876917
CrossCountry Mortgage · Huntsville, AL · licensed in 2 states
- VA loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 11
Jared OgburnNMLS 1698451
Guild Mortgage · Madison, MS · licensed in 2 states
- VA loan
- DSCR loan
- First-time buyer
- Real estate investor
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Madison, MS
- 12
Darren GillNMLS 93547
GMFS Mortgage · Baton Rouge, LA · licensed in 6 states
- VA loan
- Construction loan
- FHA loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- States 9 years of experience (lender page, 2026-10-09)
- 13
Jay BunteNMLS 1957808
CrossCountry Mortgage · Fort Worth, TX · licensed in 46 states
- VA loan
- Jumbo loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Colorado records)
- 14
Adam WorkmanNMLS 128183
CrossCountry Mortgage · Charlotte, NC · licensed in 42 states
- VA loan
- First-time buyer
- Real estate investor
- FHA loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 15
Coley RauNMLS 256481
CrossCountry Mortgage · Bryan, OH · licensed in 26 states
- VA loan
- Down payment assistance
- Jumbo loan
- Real estate investor
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 16
AJ DiCarloNMLS 2488670
CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 11 states
- VA loan
- First-time buyer
- Construction loan
- Real estate investor
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 17
Chris HodgesNMLS 1146098
American Pacific Mortgage · Greenwood Village, CO · licensed in 17 states
- VA loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 9 years of experience (lender page, 2026-10-09)
- 18
Eric TodderudNMLS 2039867
Guild Mortgage · Fishers, IN · licensed in 4 states
- VA loan
- FHA loan
- USDA loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- 19
Cierra DavisNMLS 2216290
Guild Mortgage · Mountain Brook, AL · licensed in 13 states
- VA loan
- First-time buyer
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- 20
Josh SurverNMLS 2459945
Xpert Home Lending · Mortgage broker · licensed in 26 states
- VA loan
- Real estate investor
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- 21
Joshua PhillipsNMLS 157670
Churchill Mortgage · Brentwood, TN · licensed in 10 states
- VA loan
- FHA loan
- USDA loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 22
Jonathan CrockettNMLS 377987
Guild Mortgage · Henderson, NV · licensed in 7 states
- VA loan
- FHA loan
- Reverse mortgage
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- 23
Michael Chi-UkpaiNMLS 1371449
CrossCountry Mortgage · Scottsdale, AZ · licensed in 12 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- 24
Michael MurgatroyNMLS 60099
CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states
- VA loan
- Jumbo loan
- Real estate investor
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Colorado records)
- 25
Michelle BobartNMLS 137164
CrossCountry Mortgage · Chicago, IL · licensed in 50 states
- VA loan
- Jumbo loan
- Real estate investor
- MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Colorado records)
Before you choose
Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.
- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MS license is confirmed with the state regulator (check mark), MS is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=va&state=MS. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.