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Loan programs · Mississippi

Renovation loan officers in Mississippi

As of 2026-10-09, LenDb lists 44 loan officers licensed in or based in Mississippi whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Scott Lacey (Guild Mortgage, Lincoln), Pam Rivet (GMFS Mortgage, Thibodaux) and Candace Cagle (CrossCountry Mortgage, Houston). Ranking is lender-neutral: specialty evidence first, then a license in MS, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Scott LaceyNMLS 8154

    Guild Mortgage · Lincoln, RI · licensed in 22 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 6 years licensed
  2. 2

    Pam RivetNMLS 598793

    GMFS Mortgage · Thibodaux, LA · licensed in 2 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • FHA loan
    • USDA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
  3. 3

    Candace CagleNMLS 878436

    CrossCountry Mortgage · Houston, TX · licensed in 4 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Construction loan
    • Non-QM loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
  4. 4

    Fabiano OlmoNMLS 2760701

    CrossCountry Mortgage · Cleveland, OH · licensed in 26 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 0 years licensed
  5. 5

    Cissy BaconNMLS 36702

    CrossCountry Mortgage · Mobile, AL · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • Jumbo loan
    • Non-QM loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 15 years licensed
  6. 6

    Adam MillerNMLS 221065

    LeaderOne Financial · Oak Brook, IL · licensed in 13 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 9 years licensed
  7. 7

    Winfred McCoyNMLS 231497

    Union Home Mortgage · Wilmington, NC · licensed in 7 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 4 years licensed
  8. 8

    Jim ReedNMLS 1034823

    CrossCountry Mortgage · Houston, TX · licensed in 13 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • VA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 11 years licensed
  9. 9

    Lisa ChauvinNMLS 112403

    Assurance Financial · Baton Rouge, LA · licensed in 5 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 25 years experience (stated on lender page, 2026-10-09)
  10. 10

    Shannon BradshawNMLS 545211

    CrossCountry Mortgage · Atlanta, GA · licensed in 13 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • Jumbo loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 8 years licensed
  11. 11

    Ory ComeauxNMLS 2105892

    CrossCountry Mortgage · Lafayette, LA · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 10 years experience (stated on lender page, 2026-10-09)
  12. 12

    Dustin SwigartNMLS 681479

    CrossCountry Mortgage · Tampa, FL · licensed in 6 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • Non-QM loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 7 years licensed
  13. 13

    Todd NunisNMLS 134294

    Guild Mortgage · Colleyville, TX · licensed in 32 states

    • Renovation loan (203k / HomeStyle)
    • Reverse mortgage
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 14 years licensed
  14. 14

    Brad JohnsonNMLS 92925

    GMFS Mortgage · Baton Rouge, LA · licensed in 5 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 26 years experience (stated on lender page, 2026-10-09)
  15. 15

    Stacey BrittonNMLS 114899

    GMFS Mortgage · Lafayette, LA · licensed in 4 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • First-time buyer
    • Jumbo loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
  16. 16

    Damon LaylockNMLS 973325

    CrossCountry Mortgage · Melville, NY · licensed in 17 states

    • Renovation loan (203k / HomeStyle)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 6 years licensed
  17. 17

    Christopher FoutsNMLS 1919114

    CrossCountry Mortgage · San Antonio, TX · licensed in 19 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • Non-QM loan
    • VA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 3 years licensed
  18. 18

    Mya SharpNMLS 2721493

    CrossCountry Mortgage · Huntsville, AL · licensed in 9 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 1 years licensed
  19. 19

    Elise DanielNMLS 198749

    Assurance Financial · Baton Rouge, LA · licensed in 6 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 10 years licensed
  20. 20

    John KendallNMLS 68965

    CrossCountry Mortgage · Huntsville, AL · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
  21. 21

    MeLisa McBrideNMLS 1710730

    GMFS Mortgage · Hattiesburg, MS · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • Branch in Mississippi
    • 1 years licensed
  22. 22

    Lynn SharerNMLS 80968

    Assurance Financial · Baton Rouge, LA · licensed in 5 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 7 years licensed
  23. 23

    Kim GhanemNMLS 191143

    Assurance Financial · Austin, TX · licensed in 14 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • FHA loan
    • USDA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 6 years licensed
  24. 24

    Tracy BolenNMLS 1734508

    American Pacific Mortgage · Roseville, CA · licensed in 51 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Jumbo loan
    • New construction
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 6 years licensed
  25. 25

    Darren GillNMLS 93547

    GMFS Mortgage · Baton Rouge, LA · licensed in 6 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • FHA loan
    • VA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 9 years experience (stated on lender page, 2026-10-09)

Before you choose

Contractor bids, consultants, draw schedules and as-completed appraisals add steps many loan officers avoid.

  • How many renovation loans have you closed, and which programs?
  • How do contractor draws and inspections work?
  • What happens if the renovation runs over budget?

More about Renovation loan (203k / HomeStyle)

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MS or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=renovation&state=MS. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.