Loan programs · Mississippi

USDA loan officers in Mississippi

As of 2026-10-09, LenDb lists 10 loan officers licensed in or based in Mississippi whose lender pages show USDA loan work. The top-ranked are Meg Hicks (CrossCountry Mortgage, Vestavia), Coley Rau (CrossCountry Mortgage, Bryan) and Eric Todderud (Guild Mortgage, Fishers). Ranking is lender-neutral: specialty evidence first, then a license in MS, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 10

  1. 1

    Meg HicksNMLS 994024

    CrossCountry Mortgage · Vestavia, AL · licensed in 4 states

    • USDA loan
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2015 (per Florida records)
    • States 14 years of experience (lender page, 2026-10-09)
  2. 2

    Coley RauNMLS 256481

    CrossCountry Mortgage · Bryan, OH · licensed in 26 states

    • USDA loan
    • Down payment assistance
    • Jumbo loan
    • Real estate investor
    • MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 21 years of experience (lender page, 2026-10-09)
  3. 3

    Eric TodderudNMLS 2039867

    Guild Mortgage · Fishers, IN · licensed in 4 states

    • USDA loan
    • FHA loan
    • VA loan
    • MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  4. 4

    Joshua PhillipsNMLS 157670

    Churchill Mortgage · Brentwood, TN · licensed in 10 states

    • USDA loan
    • FHA loan
    • VA loan
    • MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  5. 5

    Cissy BaconNMLS 36702

    CrossCountry Mortgage · Mobile, AL · licensed in 3 states

    • USDA loan
    • Down payment assistance
    • Jumbo loan
    • Non-QM loan
    • MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2010 (per Florida records)
  6. 6

    Russell HoodNMLS 1538138

    Guild Mortgage · Madison, MS

    • USDA loan
    • VA loan
    • Down payment assistance
    • MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Office in Madison, MS
    • Licensed since 2019 (per Florida records)
  7. 7

    Rutherford YeatesNMLS 2096232

    Assurance Financial · Birmingham, AL · licensed in 15 states

    • USDA loan
    • FHA loan
    • VA loan
    • Construction loan
    • MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
  8. 8

    Kristi CurlingNMLS 2156237

    CrossCountry Mortgage · Franklin, TN · licensed in 5 states

    • USDA loan
    • Condo
    • Down payment assistance
    • Jumbo loan
    • MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
  9. 9

    Kevin HolmesNMLS 193246

    NFM Lending · Linthicum, MD · licensed in 23 states

    • USDA loan
    • First-time buyer
    • FHA loan
    • Jumbo loan
    • MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
  10. 10

    Michael OliveriNMLS 2417420

    CrossCountry Mortgage · Slidell, LA · licensed in 2 states

    • USDA loan
    • MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)

Before you choose

Property location and household income limits must both qualify, and USDA approval adds time to the closing.

  • Is this address in a USDA eligible area?
  • Does my household income fall under the limit for this county?
  • How long does USDA approval take with you right now?

More about USDA loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MS license is confirmed with the state regulator (check mark), MS is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=usda&state=MS. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.