Loan programs · Mississippi
Down payment assistance loan officers in Mississippi
As of 2026-10-09, LenDb lists 36 loan officers licensed in or based in Mississippi whose lender pages show Down payment assistance work. The top-ranked are Russ Ogburn (Guild Mortgage, Madison), Jonathan Salinas (CrossCountry Mortgage, Memphis) and Monica Centeno (Guild Mortgage, Henderson). Ranking is lender-neutral: specialty evidence first, then a license in MS, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Russ OgburnNMLS 93490
Guild Mortgage · Madison, MS
- Down payment assistance
- Construction loan
- Manufactured home
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- Branch in Mississippi
- 2
Jonathan SalinasNMLS 2451140
CrossCountry Mortgage · Memphis, TN · licensed in 6 states
- Down payment assistance
- DSCR loan
- ITIN borrower
- Non-QM loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 3 years licensed
- 3
Monica CentenoNMLS 1100009
Guild Mortgage · Henderson, NV · licensed in 33 states
- Down payment assistance
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 8 years licensed
- 4
Edwin SantiagoNMLS 133618
CrossCountry Mortgage · Wayne, PA · licensed in 23 states
- Down payment assistance
- First-time buyer
- Non-QM loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 15 years licensed
- 5
Cissy BaconNMLS 36702
CrossCountry Mortgage · Mobile, AL · licensed in 3 states
- Down payment assistance
- Jumbo loan
- Non-QM loan
- Real estate investor
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 15 years licensed
- 6
Coley RauNMLS 256481
CrossCountry Mortgage · Bryan, OH · licensed in 26 states
- Down payment assistance
- Jumbo loan
- Real estate investor
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 9 years licensed
- 7
Lisa ChauvinNMLS 112403
Assurance Financial · Baton Rouge, LA · licensed in 5 states
- Down payment assistance
- Construction loan
- FHA loan
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 25 years experience (stated on lender page, 2026-10-09)
- 8
Andre YarinaNMLS 1408534
CrossCountry Mortgage · Cleveland, OH · licensed in 35 states
- Down payment assistance
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 8 years licensed
- 9
Brad JohnsonNMLS 92925
GMFS Mortgage · Baton Rouge, LA · licensed in 5 states
- Down payment assistance
- Construction loan
- FHA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 26 years experience (stated on lender page, 2026-10-09)
- 10
Ron KuhnNMLS 208163
CrossCountry Mortgage · Tempe, AZ · licensed in 6 states
- Down payment assistance
- Non-QM loan
- HELOC
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 6 years licensed
- 11
Elise DanielNMLS 198749
Assurance Financial · Baton Rouge, LA · licensed in 6 states
- Down payment assistance
- Construction loan
- FHA loan
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 10 years licensed
- 12
Kristi CurlingNMLS 2156237
CrossCountry Mortgage · Franklin, TN · licensed in 5 states
- Down payment assistance
- Condo
- Jumbo loan
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 2 years licensed
- 13
John LangdonNMLS 1911950
Union Home Mortgage · Dothan, AL · licensed in 6 states
- Down payment assistance
- Construction loan
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 0 years licensed
- 14
Shawna TalleyNMLS 1200909
CrossCountry Mortgage · Lynnwood, WA · licensed in 15 states
- Down payment assistance
- Non-QM loan
- VA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 1 years licensed
- 15
MeLisa McBrideNMLS 1710730
GMFS Mortgage · Hattiesburg, MS · licensed in 3 states
- Down payment assistance
- Construction loan
- FHA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- Branch in Mississippi
- 1 years licensed
- 16
Lynn SharerNMLS 80968
Assurance Financial · Baton Rouge, LA · licensed in 5 states
- Down payment assistance
- Construction loan
- FHA loan
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 7 years licensed
- 17
Darren GillNMLS 93547
GMFS Mortgage · Baton Rouge, LA · licensed in 6 states
- Down payment assistance
- Construction loan
- FHA loan
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 9 years experience (stated on lender page, 2026-10-09)
- 18
Chuck CoghlanNMLS 79715
Assurance Financial · Baton Rouge, LA · licensed in 5 states
- Down payment assistance
- Construction loan
- FHA loan
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 5 years licensed
- 19
Jessica RumfellowNMLS 1752788
Assurance Financial · Baton Rouge, LA · licensed in 5 states
- Down payment assistance
- Construction loan
- FHA loan
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 5 years licensed
- 20
Jeff MearesNMLS 1890497
Assurance Financial · Baton Rouge, LA · licensed in 7 states
- Down payment assistance
- Construction loan
- FHA loan
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 5 years licensed
- 21
Neil WoodburyNMLS 1509727
GMFS Mortgage · Mobile, AL · licensed in 4 states
- Down payment assistance
- Construction loan
- FHA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 8 years licensed
- 22
Greg PriceNMLS 1494022
GMFS Mortgage · Baton Rouge, LA · licensed in 7 states
- Down payment assistance
- Construction loan
- FHA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 7 years licensed
- 23
Charlotte GuidrozNMLS 91249
Assurance Financial · Baton Rouge, LA · licensed in 5 states
- Down payment assistance
- Construction loan
- FHA loan
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 3 years licensed
- 24
Brian HancheyNMLS 116522
Assurance Financial · Baton Rouge, LA · licensed in 7 states
- Down payment assistance
- Construction loan
- FHA loan
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 3 years licensed
- 25
Josh FosterNMLS 618981
GMFS Mortgage · Covington, LA · licensed in 5 states
- Down payment assistance
- Construction loan
- FHA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in MS (listed on lender page, verified 2026-10-09)
- 5 years licensed
Before you choose
Programs are local, change often, and need the lender to be approved with the housing agency that runs them.
- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MS or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=MS. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.