Loan programs · Colorado
Jumbo loan officers in Colorado
As of 2026-10-09, LenDb lists 79 loan officers licensed in or based in Colorado whose lender pages show Jumbo loan work. The top-ranked are Scott Cain (JPMorgan Chase Bank (Chase Home Lending), Lakewood), Darik Tolnay (CrossCountry Mortgage, Lakewood) and Michelle Muqtadir (CrossCountry Mortgage, Seattle). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Scott CainNMLS 777146
JPMorgan Chase Bank (Chase Home Lending) · Bank · Lakewood, CO
- Jumbo loan
- Self-employed
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100011768), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Lakewood, CO
- Licensed since 2007 (per Colorado records)
- 2
Darik TolnayNMLS 521445
CrossCountry Mortgage · Lakewood, CO · licensed in 8 states
- Jumbo loan
- FHA loan
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100041853), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Lakewood, CO
- Licensed since 2013 (per Colorado records)
- States 15 years of experience (lender page, 2026-10-09)
- 3
Michelle MuqtadirNMLS 143470
CrossCountry Mortgage · Seattle, WA · licensed in 11 states
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Low credit score
- FHA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100536117), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 4
Stephanie O'FarrellNMLS 95809
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 2 states
- Jumbo loan
- FHA loan
- First-time buyer
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100514851), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Mark LymanNMLS 724190
Embrace Home Loans · Rockville, MD · licensed in 11 states
- Jumbo loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100544691), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Colorado records)
- States 22 years of experience (lender page, 2026-10-09)
- 6
Ron Riccitelli JrNMLS 144907
CrossCountry Mortgage · Bel Air, MD · licensed in 5 states
- Jumbo loan
- FHA loan
- USDA loan
- VA loan
- CO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- States 21 years of experience (lender page, 2026-10-09)
- 7
Josh PenlandNMLS 216357
Fairway Independent Mortgage Corporation · Round Rock, TX · licensed in 6 states
- Jumbo loan
- First-time buyer
- Real estate investor
- Self-employed
- CO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 23 years of experience (lender page, 2026-10-09)
- 8
Kay M. DavisNMLS 436627
Union Home Mortgage · Saint Clair, MI · licensed in 5 states
- Jumbo loan
- FHA loan
- New construction
- VA loan
- CO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 35 years of experience (lender page, 2026-10-09)
- 9
Joe MagallanesNMLS 491678
CrossCountry Mortgage · Newport Beach, CA · licensed in 26 states
- Jumbo loan
- Non-QM loan
- Real estate investor
- Self-employed
- CO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 10
Christopher AlbaneseNMLS 63768
CrossCountry Mortgage · Durango, CO · licensed in 8 states
- Jumbo loan
- 2 to 4 unit property
- Co-op
- Condo
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100539588), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Durango, CO
- Licensed since 2020 (per Florida records)
- 11
Lenae VandegriftNMLS 649456
American Pacific Mortgage · Thornton, CO · licensed in 10 states
- Jumbo loan
- First-time buyer
- Real estate investor
- Self-employed
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100503110), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Thornton, CO
- Licensed since 2016 (per Colorado records)
- 12
Kathryn PedersenNMLS 223884
CrossCountry Mortgage · Steamboat Springs, CO · licensed in 4 states
- Jumbo loan
- USDA loan
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100033811), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Steamboat Springs, CO
- Licensed since 2010 (per Colorado records)
- States 25 years of experience (lender page, 2026-10-09)
- 13
Vickie NewmanNMLS 493951
Guild Mortgage · Greenwood Village, CO · licensed in 4 states
- Jumbo loan
- Bank statement loan
- First-time buyer
- Reverse mortgage
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100037193), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Greenwood Village, CO
- Licensed since 2011 (per Colorado records)
- States 30 years of experience (lender page, 2026-10-09)
- 14
Alexis VargaNMLS 1473179
CrossCountry Mortgage · Chicago, IL · licensed in 12 states
- Jumbo loan
- FHA loan
- USDA loan
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100503676), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- States 10 years of experience (lender page, 2026-10-09)
- 15
Derek BarlowNMLS 1544410
First Heritage Mortgage · Denver, CO · licensed in 5 states
- Jumbo loan
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100522730), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Denver, CO
- Licensed since 2021 (per Colorado records)
- 16
Jackson ThomasNMLS 1190420
CrossCountry Mortgage · Dallas, TX · licensed in 21 states
- Jumbo loan
- FHA loan
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100508054), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Colorado records)
- 17
Casey Sean OinessNMLS 265169
Guild Mortgage · Bellevue, WA · licensed in 18 states
- Jumbo loan
- First-time buyer
- Real estate investor
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100514458), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Colorado records)
- 18
Justin NoelNMLS 2126847
Guild Mortgage · Boulder, CO · licensed in 2 states
- Jumbo loan
- First-time buyer
- FHA loan
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100529681), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Boulder, CO
- Licensed since 2022 (per Colorado records)
- States 4 years of experience (lender page, 2026-10-09)
- 19
Ghassan KanafaniNMLS 223200
CrossCountry Mortgage · Denver, CO · licensed in 2 states
- Jumbo loan
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100028653), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Denver, CO
- Licensed since 2009 (per Colorado records)
- 20
Andrew MarquisNMLS 29861
CrossCountry Mortgage · Lexington, MA · licensed in 25 states
- Jumbo loan
- Non-QM loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100545639), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 21
John NoldanNMLS 193680
CrossCountry Mortgage · Elmhurst, IL · licensed in 22 states
- Jumbo loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100529481), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 22
Heath BarnesNMLS 210164
Guild Mortgage · Houston, TX · licensed in 10 states
- Jumbo loan
- First-time buyer
- Real estate investor
- Self-employed
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100534512), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Colorado records)
- 23
Steven MaizesNMLS 250590
CrossCountry Mortgage · Newport Beach, CA · licensed in 11 states
- Jumbo loan
- Non-QM loan
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100523788), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 24
Coley RauNMLS 256481
CrossCountry Mortgage · Bryan, OH · licensed in 26 states
- Jumbo loan
- Down payment assistance
- Real estate investor
- USDA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100514806), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 25
Arlo ZoernerNMLS 293974
CrossCountry Mortgage · Walnut Creek, CA · licensed in 5 states
- Jumbo loan
- Real estate investor
- VA loan
- FHA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100545251), verified 2026-10-09
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Colorado records)
- States 24 years of experience (lender page, 2026-10-09)
Before you choose
Jumbo guidelines are set by each lender, with stricter reserves, credit and documentation than conforming loans.
- What reserves and credit score do your jumbo programs require?
- Do you offer interest-only or ARM jumbo options?
- Can you do a jumbo with less than 20 percent down?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a CO license is confirmed with the state regulator (check mark), CO is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=jumbo&state=CO. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.