Borrower situations · New Mexico
Loan officers for homeowners who are refinancing in New Mexico
As of 2026-10-26, LenDb lists 56 loan officers licensed in or based in New Mexico whose lender pages show Refinance work. The top-ranked are Eric Raso (CMG Home Loans, Tempe), Kellie Buchanan (Highlands Residential Mortgage, Allen) and Lindsay Witter (American Pacific Mortgage, Roseville). Ranking is lender-neutral: specialty evidence first, then a license in NM, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Eric RasoNMLS 457108
CMG Home Loans · Tempe, AZ · licensed in 40 states
- Refinance
- 2 to 4 unit property
- Low credit score
- Non-QM loan
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: August 27, 2014 (Colorado), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 2
Kellie BuchananNMLS 744052
Highlands Residential Mortgage · Allen, TX · licensed in 6 states
- Refinance
- Condo
- Manufactured home
- Vacation home
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: January 6, 2012 (Texas), per state regulator
- States 34 years of experience (lender page, 2026-10-20)
- 3
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 39 states
- Refinance
- Condo
- Down payment assistance
- FHA loan
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: January 26, 2012 (Oregon), per state regulator
- 4
Heidi ValleNMLS 227744
Guild Mortgage · Albuquerque, NM
- Refinance
- First-time buyer
- VA loan
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Office in Albuquerque, NM
- 5
Benjamin WilliamsNMLS 1025173
Guild Mortgage · San Diego, CA · licensed in 45 states
- Refinance
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: June 4, 2013 (Oregon), per state regulator
- 6
Ron LuttrullNMLS 274181
Guild Mortgage · San Diego, CA · licensed in 44 states
- Refinance
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: May 19, 2010 (California), per state regulator
- States 20 years of experience (lender page, 2026-10-19)
- 7
Andy PriceNMLS 175742
Price Mortgage · Mortgage broker · licensed in 30 states
- Refinance
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: March 16, 2017 (California), per state regulator
- States 15 years of experience (lender page, 2026-10-21)
- 8
Patrick StoyNMLS 39527
CrossCountry Mortgage · Wilmington, NC · licensed in 8 states
- Refinance
- Non-QM loan
- Real estate investor
- Reverse mortgage
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: November 9, 2022 (Florida), per state regulator
- States 25 years of experience (lender page, 2026-10-26)
- 9
Frank SenaNMLS 194576
CrossCountry Mortgage · Albuquerque, NM
- Refinance
- VA loan
- FHA loan
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Office in Albuquerque, NM
- 10
George KalisNMLS 270402
CrossCountry Mortgage · Fairfield, CA · licensed in 4 states
- Refinance
- Renovation loan (203k / HomeStyle)
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: November 8, 2023 (California), per state regulator
- States 32 years of experience (lender page, 2026-10-26)
- 11
Sarena TalbertNMLS 1043739
CrossCountry Mortgage · Newport Beach, CA · licensed in 50 states
- Refinance
- Jumbo loan
- Non-QM loan
- Reverse mortgage
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-22)
- Earliest state license record: December 19, 2018 (California), per state regulator
- States 28 years of experience (lender page, 2026-10-22)
- 12
Chris MaxwellNMLS 1703127
CrossCountry Mortgage · Albuquerque, NM · licensed in 5 states
- Refinance
- Non-QM loan
- VA loan
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Office in Albuquerque, NM
- Earliest state license record: June 8, 2026 (Texas), per state regulator
- 13
An NguyenNMLS 2801783
CrossCountry Mortgage · Albuquerque, NM
- Refinance
- FHA loan
- First-time buyer
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Office in Albuquerque, NM
- 14
Jerry SundtNMLS 168111
CrossCountry Mortgage · Tucson, AZ · licensed in 34 states
- Refinance
- Jumbo loan
- Non-QM loan
- Real estate investor
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-22)
- Earliest state license record: July 14, 2007 (Colorado), per state regulator
- 15
Jared PaulNMLS 974114
CrossCountry Mortgage · Scottsdale, AZ · licensed in 22 states
- Refinance
- VA loan
- Non-QM loan
- FHA loan
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: January 12, 2015 (California), per state regulator
- States 20 years of experience (lender page, 2026-10-26)
- 16
Buzz DempseyNMLS 205245
CrossCountry Mortgage · Tucson, AZ · licensed in 24 states
- Refinance
- VA loan
- FHA loan
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-22)
- Earliest state license record: December 9, 2010 (Illinois), per state regulator
- 17
Josh ShirotaNMLS 874132
CrossCountry Mortgage · Scottsdale, AZ · licensed in 4 states
- Refinance
- VA loan
- FHA loan
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: May 21, 2020 (Iowa), per state regulator
- States 15 years of experience (lender page, 2026-10-26)
- 18
Chuck DindiaNMLS 43931
CrossCountry Mortgage · Cleveland, OH · licensed in 41 states
- Refinance
- FHA loan
- First-time buyer
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-22)
- Earliest state license record: July 31, 2010 (Oregon), per state regulator
- 19
Jeremy TailfordNMLS 1034995
CrossCountry Mortgage · Cleveland, OH · licensed in 17 states
- Refinance
- FHA loan
- First-time buyer
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: April 29, 2013 (Wisconsin), per state regulator
- 20
Mark VillanoNMLS 1306487
CrossCountry Mortgage · Lakewood, WA · licensed in 29 states
- Refinance
- VA loan
- FHA loan
- First-time buyer
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-22)
- Earliest state license record: June 20, 2018 (California), per state regulator
- States 12 years of experience (lender page, 2026-10-22)
- 21
Shelby WardlawNMLS 1458807
CrossCountry Mortgage · Loveland, CO · licensed in 4 states
- Refinance
- USDA loan
- FHA loan
- First-time buyer
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-22)
- Earliest state license record: February 8, 2019 (Colorado), per state regulator
- States 11 years of experience (lender page, 2026-10-22)
- 22
Derrick PolderNMLS 207630
CrossCountry Mortgage · Tucson, AZ · licensed in 28 states
- Refinance
- Jumbo loan
- VA loan
- First-time buyer
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-22)
- Earliest state license record: November 2, 2015 (California), per state regulator
- 23
Tim PotempaNMLS 454708
CrossCountry Mortgage · Phoenix, AZ · licensed in 47 states
- Refinance
- FHA loan
- First-time buyer
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: July 9, 2015 (California), per state regulator
- 24
Kelly HintzNMLS 450644
CrossCountry Mortgage · Scottsdale, AZ · licensed in 15 states
- Refinance
- Construction loan
- Real estate investor
- HELOC
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-22)
- Earliest state license record: August 26, 2016 (Oregon), per state regulator
- 25
Andre YarinaNMLS 1408534
CrossCountry Mortgage · Cleveland, OH · licensed in 35 states
- Refinance
- Down payment assistance
- HELOC
- NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: March 10, 2016 (Oregon), per state regulator
Before you choose
Whether a refinance pays off depends on closing costs, how long you keep the loan and the new rate; cash-out and buyout refinances have their own equity, seasoning and title rules.
- What are my total closing costs, and how many months until the lower payment pays them back?
- Can I take cash out, and how much equity do I need to keep?
- If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NM license is confirmed with the state regulator (check mark), NM is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=refinance&state=NM. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.