LenDb.ai

Loan programs · New Mexico

Reverse mortgage loan officers in New Mexico

As of 2026-10-09, LenDb lists 18 loan officers licensed in or based in New Mexico whose lender pages show Reverse mortgage work. The top-ranked are Ken Smith (Churchill Mortgage, Colorado Springs), Dawn Rae Pemberton (Fairway Independent Mortgage Corporation, Naples) and Dawn Schowalter (Guild Mortgage, Richmond). Ranking is lender-neutral: specialty evidence first, then a license in NM, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 17

  1. 1

    Ken SmithNMLS 71162

    Churchill Mortgage · Colorado Springs, CO · licensed in 6 states

    • Reverse mortgage
    • FHA loan
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • 23 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  2. 2

    Dawn Rae PembertonNMLS 162320

    Fairway Independent Mortgage Corporation · Naples, FL · licensed in 21 states

    • Reverse mortgage
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Dawn SchowalterNMLS 211115

    Guild Mortgage · Richmond, VA · licensed in 13 states

    • Reverse mortgage
    • First-time buyer
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Brandon HansenNMLS 283559

    Guild Mortgage · Toquerville, UT · licensed in 11 states

    • Reverse mortgage
    • Asset-based qualifying
    • Real estate investor
    • Bank statement loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Lenae VandegriftNMLS 649456

    American Pacific Mortgage · Thornton, CO · licensed in 10 states

    • Reverse mortgage
    • Condo
    • FHA loan
    • First-time buyer
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Leslie HeidNMLS 1252398

    CrossCountry Mortgage · Newport Beach, CA · licensed in 10 states

    • Reverse mortgage
    • First-time buyer
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Bruce GibsonNMLS 501286

    Xpert Home Lending · licensed in 3 states

    • Reverse mortgage
    • FHA loan
    • HELOC
    • Real estate investor
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Todd NunisNMLS 134294

    Guild Mortgage · Colleyville, TX · licensed in 32 states

    • Reverse mortgage
    • Renovation loan (203k / HomeStyle)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Patrick OrtizNMLS 209728

    CrossCountry Mortgage · Newport Beach, CA · licensed in 22 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Paul QuinlanNMLS 1853860

    Guild Mortgage · Albuquerque, NM · licensed in 4 states

    • Reverse mortgage
    • Self-employed
    • Real estate investor
    • Down payment assistance
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • Branch in New Mexico
    • 1 years licensed
  11. 11

    Tracy BolenNMLS 1734508

    American Pacific Mortgage · Roseville, CA · licensed in 51 states

    • Reverse mortgage
    • FHA loan
    • Jumbo loan
    • New construction
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Hope OrtonNMLS 260618

    Intercap Lending · St. George, UT · licensed in 8 states

    • Reverse mortgage
    • First-time buyer
    • Real estate investor
    • Bank statement loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Reverse mortgage
    • Jumbo loan
    • Non-QM loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Debby PearsonNMLS 298362

    Guild Mortgage · Boulder, CO · licensed in 5 states

    • Reverse mortgage
    • Down payment assistance
    • Jumbo loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  15. 15

    Burx NorrodNMLS 852144

    Barrett Financial Group · Chandler, AZ · licensed in 2 states

    • Reverse mortgage
    • 1099 income
    • Bank statement loan
    • Down payment assistance
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  16. 16

    Emily GreenNMLS 1429849

    Churchill Mortgage · Meridian, ID · licensed in 12 states

    • Reverse mortgage
    • HELOC
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Amy SandovalNMLS 215445

    Xpert Home Lending · licensed in 2 states

    • Reverse mortgage
    • FHA loan
    • Jumbo loan
    • USDA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NM (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Counseling, financial assessment and heir considerations make reverse mortgages a specialty of their own.

  • Are you a reverse mortgage specialist, and how many have you closed?
  • What are the total costs, including mortgage insurance?
  • What happens to the home for my heirs?

More about Reverse mortgage

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in NM or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=reverse&state=NM. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.