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Loan programs · North Dakota

Reverse mortgage loan officers in North Dakota

As of 2026-10-09, LenDb lists 10 loan officers licensed in or based in North Dakota whose lender pages show Reverse mortgage work. The top-ranked are Kenny Rojas (Guild Mortgage, Clarksville), Zack Nored (Guild Mortgage, Boise) and Kim Woodworth (Guild Mortgage, Casper). Ranking is lender-neutral: specialty evidence first, then a license in ND, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 10

  1. 1

    Kenny RojasNMLS 1737404

    Guild Mortgage · Clarksville, TN · licensed in 13 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Zack NoredNMLS 1446942

    Guild Mortgage · Boise, ID · licensed in 15 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Kim WoodworthNMLS 474485

    Guild Mortgage · Casper, WY · licensed in 4 states

    • Reverse mortgage
    • Down payment assistance
    • First-time buyer
    • Renovation loan (203k / HomeStyle)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  4. 4

    Ian McDonaldNMLS 229719

    Fairway Independent Mortgage Corporation · Hutchinson, MN · licensed in 3 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Tracy BolenNMLS 1734508

    American Pacific Mortgage · Roseville, CA · licensed in 51 states

    • Reverse mortgage
    • FHA loan
    • Jumbo loan
    • New construction
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Karen NielsonNMLS 80226

    Guild Mortgage · Logan, UT · licensed in 5 states

    • Reverse mortgage
    • Bank statement loan
    • Construction loan
    • DSCR loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Arthur BuhrerNMLS 114080

    CrossCountry Mortgage · Sequim, WA · licensed in 14 states

    • Reverse mortgage
    • Down payment assistance
    • Real estate investor
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Reverse mortgage
    • Jumbo loan
    • Non-QM loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Ryan McGranNMLS 2520487

    Lit Financial Corporation · licensed in 19 states

    • Reverse mortgage
    • Bank statement loan
    • Condo
    • DSCR loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  10. 10

    Leo LubowiczNMLS 2782384

    Loan Factory · Tampa, FL · licensed in 2 states

    • Reverse mortgage
    • Bank statement loan
    • DSCR loan
    • FHA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Counseling, financial assessment and heir considerations make reverse mortgages a specialty of their own.

  • Are you a reverse mortgage specialist, and how many have you closed?
  • What are the total costs, including mortgage insurance?
  • What happens to the home for my heirs?

More about Reverse mortgage

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in ND or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=reverse&state=ND. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.