Loan programs · Texas
Reverse mortgage loan officers in Texas
As of 2026-10-09, LenDb lists 82 loan officers licensed in or based in Texas whose lender pages show Reverse mortgage work. The top-ranked are James Ward (Fairway Independent Mortgage Corporation, Houston), Dawn Rae Pemberton (Fairway Independent Mortgage Corporation, Naples) and Valerie Clymer (Success Mortgage Partners, Plymouth). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
James WardNMLS 168854
Fairway Independent Mortgage Corporation · Houston, TX · licensed in 2 states
- Reverse mortgage
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- 25 years experience (stated on lender page, 2026-10-09)
- 2
Dawn Rae PembertonNMLS 162320
Fairway Independent Mortgage Corporation · Naples, FL · licensed in 18 states
- Reverse mortgage
- VA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 3
Valerie ClymerNMLS 221831
Success Mortgage Partners · Plymouth, MI · licensed in 4 states
- Reverse mortgage
- HELOC
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 4
Ed Rowe IIINMLS 262647
Loan Factory · Texas
- Reverse mortgage
- Down payment assistance
- FHA loan
- HELOC
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- 7 years experience (stated on lender page, 2026-10-09)
- 5
John ConiglioNMLS 255102
Guild Mortgage · Anderson, SC · licensed in 15 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 6
Randa HarperNMLS 1120667
Loan Factory · Texas
- Reverse mortgage
- First-time buyer
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- 4 years licensed
- 7
Dawn SchowalterNMLS 211115
Guild Mortgage · Richmond, VA · licensed in 13 states
- Reverse mortgage
- First-time buyer
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 8
Terry FinneganNMLS 1268352
American Pacific Mortgage · Scottsdale, AZ · licensed in 4 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 22 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 9
Tom SpanielNMLS 228693
Success Mortgage Partners · Dallas, TX
- Reverse mortgage
- Construction loan
- Down payment assistance
- FHA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- 29 years experience (stated on lender page, 2026-10-09)
- 10
Todd NunisNMLS 134294
Guild Mortgage · Colleyville, TX · licensed in 32 states
- Reverse mortgage
- Renovation loan (203k / HomeStyle)
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- 14 years licensed
- 11
Chris LeeNMLS 201715
Guild Mortgage · San Diego, CA · licensed in 14 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 12
Brandon HansenNMLS 283559
Guild Mortgage · Toquerville, UT · licensed in 11 states
- Reverse mortgage
- Asset-based qualifying
- Real estate investor
- Bank statement loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 13
Pat ClayNMLS 1382057
Guild Mortgage · Richmond, VA · licensed in 14 states
- Reverse mortgage
- VA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 14
Kenny RojasNMLS 1737404
Guild Mortgage · Clarksville, TN · licensed in 13 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 15
Scott EisgrauNMLS 139186
Atlantic Coast Mortgage · Owings Mills, MD · licensed in 6 states
- Reverse mortgage
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 16
Thomas LakeNMLS 311824
Guild Mortgage · San Diego, CA · licensed in 15 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 17
Lenae VandegriftNMLS 649456
American Pacific Mortgage · Thornton, CO · licensed in 10 states
- Reverse mortgage
- Condo
- FHA loan
- First-time buyer
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 18
Erik PattenNMLS 507517
Guild Mortgage · Boulder, CO · licensed in 9 states
- Reverse mortgage
- First-time buyer
- Jumbo loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 19
Robert WhiteNMLS 2002161
Guild Mortgage · San Diego, CA · licensed in 8 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 20
Regina MorganNMLS 2070968
Loan Factory · licensed in 3 states
- Reverse mortgage
- Real estate investor
- VA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 10 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 21
Marco GuerraNMLS 453621
Guild Mortgage · Santa Rosa, CA · licensed in 15 states
- Reverse mortgage
- FHA loan
- Renovation loan (203k / HomeStyle)
- VA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 22
Wiley CorcoranNMLS 1570471
Guild Mortgage · San Diego, CA · licensed in 18 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 23
Neil SwerenNMLS 139177
Atlantic Coast Mortgage · Owings Mills, MD · licensed in 16 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 24
Frank SanchezNMLS 2290099
Barrett Financial Group · Katy, TX · licensed in 11 states
- Reverse mortgage
- FHA loan
- Jumbo loan
- VA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- 4 years licensed
- 25
Shelley ConnellNMLS 286220
Fairway Independent Mortgage Corporation · Flower Mound, TX
- Reverse mortgage
- VA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Branch in Texas; no license list on file yet, verify at NMLS Consumer Access
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
Before you choose
Counseling, financial assessment and heir considerations make reverse mortgages a specialty of their own.
- Are you a reverse mortgage specialist, and how many have you closed?
- What are the total costs, including mortgage insurance?
- What happens to the home for my heirs?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in TX or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=reverse&state=TX. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.