Loan programs · Pennsylvania
Reverse mortgage loan officers in Pennsylvania
As of 2026-10-09, LenDb lists 25 loan officers licensed in or based in Pennsylvania whose lender pages show Reverse mortgage work. The top-ranked are James Ward (Fairway Independent Mortgage Corporation, Houston), Rene Gonzalez (Fairway Independent Mortgage Corporation, Freeport) and Dawn Rae Pemberton (Fairway Independent Mortgage Corporation, Naples). Ranking is lender-neutral: specialty evidence first, then a license in PA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
James WardNMLS 168854
Fairway Independent Mortgage Corporation · Houston, TX · licensed in 2 states
- Reverse mortgage
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 2
Rene GonzalezNMLS 62315
Fairway Independent Mortgage Corporation · Freeport, NY · licensed in 5 states
- Reverse mortgage
- Renovation loan (203k / HomeStyle)
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 3
Dawn Rae PembertonNMLS 162320
Fairway Independent Mortgage Corporation · Naples, FL · licensed in 21 states
- Reverse mortgage
- VA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 4
Dawn SchowalterNMLS 211115
Guild Mortgage · Richmond, VA · licensed in 13 states
- Reverse mortgage
- First-time buyer
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 5
Gerald BrodyNMLS 397642
CrossCountry Mortgage · Southfield, MI · licensed in 12 states
- Reverse mortgage
- Construction loan
- FHA loan
- First-time buyer
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 6
Tanya MaceNMLS 615769
Guild Mortgage · West Lawn, PA · licensed in 3 states
- Reverse mortgage
- First-time buyer
- Low credit score
- Construction loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- Branch in Pennsylvania
- 5 years licensed
- 7
Terry FinneganNMLS 1268352
American Pacific Mortgage · Scottsdale, AZ · licensed in 4 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 22 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 8
Megan BrognaNMLS 485942
CrossCountry Mortgage · Wayne, PA · licensed in 24 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- Branch in Pennsylvania
- 4 years licensed
- 9
Joseph HeislerNMLS 43162
Loan Factory · licensed in 6 states
- Reverse mortgage
- Down payment assistance
- FHA loan
- First-time buyer
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 10
Pat ClayNMLS 1382057
Guild Mortgage · Richmond, VA · licensed in 14 states
- Reverse mortgage
- VA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 11
Anthony ByrnesNMLS 133647
CrossCountry Mortgage · Wayne, PA · licensed in 16 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- Branch in Pennsylvania
- 15 years licensed
- 12
Earl RoseNMLS 212480
CrossCountry Mortgage · Bloomington, MN · licensed in 15 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 13
Scott EisgrauNMLS 139186
Atlantic Coast Mortgage · Owings Mills, MD · licensed in 6 states
- Reverse mortgage
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 14
Kirk UlshaferNMLS 150626
CrossCountry Mortgage · Wayne, PA · licensed in 14 states
- Reverse mortgage
- FHA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- Branch in Pennsylvania
- 0 years licensed
- 15
Keith SmithNMLS 903855
Xpert Home Lending · licensed in 2 states
- Reverse mortgage
- FHA loan
- Jumbo loan
- Real estate investor
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 16
Agostino (Augie) IaconoNMLS 283725
Barrett Financial Group · Brookfield, WI · licensed in 11 states
- Reverse mortgage
- Bank statement loan
- Down payment assistance
- FHA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 17
Dominick AngottiNMLS 202583
CrossCountry Mortgage · Tampa, FL · licensed in 4 states
- Reverse mortgage
- Down payment assistance
- USDA loan
- VA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 18
Amanda BroomallNMLS 900029
Guild Mortgage · Middletown, DE · licensed in 3 states
- Reverse mortgage
- Down payment assistance
- FHA loan
- First-time buyer
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 19
Neil SwerenNMLS 139177
Atlantic Coast Mortgage · Owings Mills, MD · licensed in 16 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 20
Jeffrey "Zack" ZachowNMLS 450729
Loan Factory · licensed in 5 states
- Reverse mortgage
- FHA loan
- First-time buyer
- HELOC
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 21
Derek HelmsNMLS 1494137
Fairway Independent Mortgage Corporation · Matthews, NC · licensed in 11 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 22
Jim ConleyNMLS 1956955
Fairway Independent Mortgage Corporation · Hughesville, MD · licensed in 5 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 23
Todd NunisNMLS 134294
Guild Mortgage · Colleyville, TX · licensed in 32 states
- Reverse mortgage
- Renovation loan (203k / HomeStyle)
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 24
Frank ChandlerNMLS 1439499
Fairway Independent Mortgage Corporation · Foxboro, MA · licensed in 10 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 25
Sarah SchoonmakerNMLS 2034766
Loan Factory · licensed in 7 states
- Reverse mortgage
- Real estate investor
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Counseling, financial assessment and heir considerations make reverse mortgages a specialty of their own.
- Are you a reverse mortgage specialist, and how many have you closed?
- What are the total costs, including mortgage insurance?
- What happens to the home for my heirs?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in PA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=reverse&state=PA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.