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Loan programs · North Dakota

Construction loan officers in North Dakota

As of 2026-10-09, LenDb lists 9 loan officers licensed in or based in North Dakota whose lender pages show Construction loan work. The top-ranked are Kent Martinson (Homeowners Financial Group, Fountain Hills), Darrin Shemon (Homeowners Financial Group, Waite Park) and Shan Lassig (CrossCountry Mortgage, South Jordan). Ranking is lender-neutral: specialty evidence first, then a license in ND, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 9

  1. 1

    Kent MartinsonNMLS 305128

    Homeowners Financial Group · Fountain Hills, AZ · licensed in 5 states

    • Construction loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  2. 2

    Darrin ShemonNMLS 315457

    Homeowners Financial Group · Waite Park, MN · licensed in 2 states

    • Construction loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 28 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Shan LassigNMLS 363028

    CrossCountry Mortgage · South Jordan, UT · licensed in 4 states

    • Construction loan
    • FHA loan
    • First-time buyer
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  4. 4

    James IgbinoviaNMLS 626688

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states

    • Construction loan
    • Self-employed
    • Jumbo loan
    • USDA loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Andy RiemenschneiderNMLS 409653

    CrossCountry Mortgage · Stillwater, MN · licensed in 7 states

    • Construction loan
    • VA loan
    • First-time buyer
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Karen NielsonNMLS 80226

    Guild Mortgage · Logan, UT · licensed in 5 states

    • Construction loan
    • Bank statement loan
    • DSCR loan
    • FHA loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Jeffrey AronheimNMLS 235233

    CrossCountry Mortgage · Greenwood Village, CO · licensed in 33 states

    • Construction loan
    • Non-QM loan
    • Real estate investor
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Chris MillerNMLS 891520

    Xpert Home Lending · licensed in 3 states

    • Construction loan
    • FHA loan
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  9. 9

    Ravi K BansalNMLS 2840451

    Loan Factory · Seattle, WA · licensed in 19 states

    • Construction loan
    • Real estate investor
    • Asset-based qualifying
    • Bank statement loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Builder approval, draw management and appraisals based on plans require a lender with a construction department.

  • Do you offer one-time close construction loans?
  • What do you require to approve my builder?
  • How are draws released during the build?

More about Construction loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in ND or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=construction&state=ND. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.