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Property types · Texas

Vacation home loan officers in Texas

As of 2026-10-09, LenDb lists 69 loan officers licensed in or based in Texas whose lender pages show Vacation home work. The top-ranked are April Myrick (Highlands Residential Mortgage, Allen), Pat Fox (Union Home Mortgage, Tigard) and Sabrena Hughes (Highlands Residential Mortgage, Texarkana). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    April MyrickNMLS 229458

    Highlands Residential Mortgage · Allen, TX

    • Vacation home
    • First-time buyer
    • Real estate investor
    • FHA loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • Branch in Texas
    • 20 years experience (stated on lender page, 2026-10-09)
  2. 2

    Pat FoxNMLS 199779

    Union Home Mortgage · Tigard, OR · licensed in 6 states

    • Vacation home
    • First-time buyer
    • Real estate investor
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
  3. 3

    Sabrena HughesNMLS 1305351

    Highlands Residential Mortgage · Texarkana, TX · licensed in 3 states

    • Vacation home
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • Branch in Texas
    • 20 years experience (stated on lender page, 2026-10-09)
  4. 4

    Justin BurrisNMLS 659024

    Fairway Independent Mortgage Corporation · Raleigh, NC · licensed in 4 states

    • Vacation home
    • First-time buyer
    • FHA loan
    • Reverse mortgage
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
  5. 5

    Sheri WatkinsNMLS 279665

    Ruoff Mortgage · licensed in 8 states

    • Vacation home
    • First-time buyer
    • New construction
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 7 years licensed
  6. 6

    Colt BadgerNMLS 1384066

    JPMorgan Chase Bank (Chase Home Lending) · Missouri City, TX

    • Vacation home
    • VA loan
    • FHA loan
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • Branch in Texas
  7. 7

    Darren DaveyNMLS 258314

    Prosperity Bank · Dallas, TX

    • Vacation home
    • Construction loan
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Texas; no license list on file yet, verify at NMLS Consumer Access
    • 26 years experience (stated on lender page, 2026-10-09)
  8. 8

    Maria BarrazaNMLS 347851

    Highlands Residential Mortgage · Georgetown, TX

    • Vacation home
    • First-time buyer
    • VA loan
    • FHA loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • Branch in Texas
    • 8 years experience (stated on lender page, 2026-10-09)
  9. 9

    Brandi LangfordNMLS 2311171

    Fairway Independent Mortgage Corporation · Texarkana, TX · licensed in 2 states

    • Vacation home
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • Branch in Texas
  10. 10

    Victor PerezNMLS 1374303

    JPMorgan Chase Bank (Chase Home Lending) · Dallas, TX

    • Vacation home
    • Jumbo loan
    • Self-employed
    • Down payment assistance
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Texas; no license list on file yet, verify at NMLS Consumer Access
  11. 11

    Joey MoreaNMLS 1978552

    Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 28 states

    • Vacation home
    • First-time buyer
    • Real estate investor
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 6 years licensed
  12. 12

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • Vacation home
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
  13. 13

    Michael DeWittNMLS 129465

    Highlands Residential Mortgage · Allen, TX · licensed in 4 states

    • Vacation home
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • Branch in Texas
    • 5 years licensed
  14. 14

    Brent WaltonNMLS 176543

    JPMorgan Chase Bank (Chase Home Lending) · Austin, TX

    • Vacation home
    • Co-op
    • Condo
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Texas; no license list on file yet, verify at NMLS Consumer Access
  15. 15

    Matt McCumbeeNMLS 608789

    JPMorgan Chase Bank (Chase Home Lending) · Dallas, TX

    • Vacation home
    • Jumbo loan
    • Self-employed
    • Down payment assistance
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Texas; no license list on file yet, verify at NMLS Consumer Access
  16. 16

    Jacqueline AllenNMLS 528786

    CrossCountry Mortgage · El Segundo, CA · licensed in 7 states

    • Vacation home
    • Condo
    • Jumbo loan
    • Real estate investor
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 5 years licensed
  17. 17

    Dan DuenasNMLS 340064

    Barrett Financial Group · Mortgage broker · Gilbert, AZ · licensed in 3 states

    • Vacation home
    • Real estate investor
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 4 years licensed
  18. 18

    Andrea RansomNMLS 2084016

    Xpert Home Lending · Mortgage broker · licensed in 4 states

    • Vacation home
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 4 years licensed
  19. 19

    Chris MarmolejoNMLS 205023

    Loan Factory · Mortgage broker · licensed in 2 states

    • Vacation home
    • Real estate investor
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
  20. 20

    Bill HeadrickNMLS 514509

    Highlands Residential Mortgage · Allen, TX · licensed in 2 states

    • Vacation home
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • Branch in Texas
  21. 21

    Amy CummingsNMLS 882893

    Highlands Residential Mortgage · Texarkana, TX · licensed in 2 states

    • Vacation home
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • Branch in Texas
  22. 22

    Danielle AndersonNMLS 1842677

    Guild Mortgage · Centennial, CO · licensed in 7 states

    • Vacation home
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
  23. 23

    Linda LeeNMLS 270075

    Highlands Residential Mortgage · Allen, TX

    • Vacation home
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • Branch in Texas
  24. 24

    Heidi HernandezNMLS 2810962

    Xpert Home Lending · Mortgage broker · licensed in 6 states

    • Vacation home
    • Real estate investor
    • First-time buyer
    • Construction loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
  25. 25

    Kellie BuchananNMLS 744052

    Highlands Residential Mortgage · Angel Fire, NM · licensed in 6 states

    • Vacation home
    • Down payment assistance
    • Condo
    • Construction loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 6 years licensed

Before you choose

Occupancy rules decide whether it is a second home or an investment property, which changes pricing and down payment.

  • Will this qualify as a second home or an investment property?
  • Can I rent it out part time and keep second home pricing?
  • How do you treat short-term rental income?

More about Vacation home

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in TX or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=vacation-home&state=TX. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.