Languages · North Carolina

Chinese-speaking loan officers in North Carolina

As of 2026-10-15, LenDb lists 2 loan officers licensed in or based in North Carolina whose lender pages say they speak Chinese. The top-ranked are James Chen (Cliffco, Inc., Uniondale) and Rosette Xu (Loan Factory). Ranking is lender-neutral: a license in NC, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 2

  1. 1

    James ChenNMLS 17991

    Cliffco, Inc. · Uniondale, NY · licensed in 13 states

    • NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Chinese (lender page, verified 2026-10-15)
    • Earliest state license record: January 12, 2024 (Florida), per state regulator
  2. 2

    Rosette XuNMLS 1838793

    Loan Factory · Mortgage broker · licensed in 9 states

    • NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Chinese (lender page, verified 2026-10-09)
    • Earliest state license record: July 26, 2023 (Florida), per state regulator

How this list is ranked

A loan officer is listed when their own lender page lists Chinese. Loan officers are included when a NC license is confirmed with the state regulator (check mark), NC is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?lang=zh&state=NC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.