Amy Cummings
Loan Officer at Highlands Residential Mortgage · Texarkana, TX
NMLS ID 882893 (opens in a new tab) · verify at NMLS Consumer Access
Amy Cummings (NMLS 882893) is Loan Officer at Highlands Residential Mortgage, based in Texarkana, TX. Lists Arkansas and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, Real estate investor, USDA loan, Vacation home and FHA loan. States 25 years of experience.
Last verified . Sources: Highlands Residential Mortgage (highlandsmortgage.com) and NMLS Consumer Access (license status, check live).
- 25 years experience (stated)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Down payment assistancelender page
- Real estate investorlender page
- USDA loanlender page
- Vacation homelender page
- FHA loanlender page
- First-time buyerlender page
- VA loanlender page
Where we saw these: highlandsmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Contact
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Employment history
Highlands Residential Mortgage NMLS 134871
Current · Texarkana, TX · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Amy has 25+ years of mortgage industry experience across roles including loan closer, processor, and relocation specialist. She specializes in clear communication, guiding first-time and investment property buyers through the entire mortgage process.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · highlandsmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · highlandsmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · highlandsmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · highlandsmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · highlandsmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Amy Cummings (NMLS 882893), Highlands Residential Mortgage. LenDb.ai, https://lendb.ai/lo/amy-cummings-882893, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.