Carolyn S MacIntosh
Mortgage Banker at First Citizens Bank · Spartanburg, SC
NMLS ID 328205 (opens in a new tab) · verify at NMLS Consumer Access
Carolyn S MacIntosh (NMLS 328205) is Mortgage Banker at First Citizens Bank, based in Spartanburg, SC. Lists South Carolina on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: USDA loan, Renovation loan (203k / HomeStyle), Construction loan, FHA loan and First-time buyer. States 25 years of experience.
Last verified . Sources: First Citizens Bank (bankers.firstcitizens.com) and NMLS Consumer Access (license status, check live).
- 25 years experience (stated)
- Likely federally registered
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- USDA loanlender page
- Renovation loan (203k / HomeStyle)lender page
- Construction loanlender page
- FHA loanlender page
- First-time buyerlender page
- Jumbo loanlender page
- Physician and medical professionallender page
- Self-employedlender page
- VA loanlender page
- Vacation homelender page
Where we saw these: bankers.firstcitizens.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: SC is listed on the lender page, not yet checked with the state regulator.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
First Citizens Bank NMLS 503941
Current · Spartanburg, SC · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Carolyn has served the Spartanburg area for over 25 years in mortgage lending with expertise in loan processing, underwriting, and compliance. She has helped hundreds of clients achieve homeownership primarily in Spartanburg County and throughout the Upstate of SC.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Carolyn S MacIntosh (NMLS 328205), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/carolyn-s-macintosh-328205, last verified 2026-10-09.
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