Loan programs · South Carolina
Construction loan officers in South Carolina
As of 2026-10-09, LenDb lists 63 loan officers licensed in or based in South Carolina whose lender pages show Construction loan work. The top-ranked are Russell Smith (ALCOVA Mortgage, Whiteville), Patty Davis (CrossCountry Mortgage, Wilmington) and Gabe Libutti (Atlantic Coast Mortgage, Huntersville). Ranking is lender-neutral: specialty evidence first, then a license in SC, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Russell SmithNMLS 78989
ALCOVA Mortgage · Whiteville, NC · licensed in 3 states
- Construction loan
- Rural property
- DSCR loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 32 years of experience (lender page, 2026-10-09)
- 2
Patty DavisNMLS 111521
CrossCountry Mortgage · Wilmington, NC · licensed in 3 states
- Construction loan
- VA loan
- FHA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 18 years of experience (lender page, 2026-10-09)
- 3
Gabe LibuttiNMLS 504917
Atlantic Coast Mortgage · Huntersville, NC · licensed in 6 states
- Construction loan
- Jumbo loan
- New construction
- Self-employed
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 24 years of experience (lender page, 2026-10-09)
- 4
Scott LaceyNMLS 8154
Guild Mortgage · Lincoln, RI · licensed in 22 states
- Construction loan
- Renovation loan (203k / HomeStyle)
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Christina McCollumNMLS 1398321
Churchill Mortgage · Kennewick, WA · licensed in 21 states
- Construction loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 6
Laura LawhonNMLS 1296821
CrossCountry Mortgage · Summerville, SC
- Construction loan
- Renovation loan (203k / HomeStyle)
- HELOC
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Summerville, SC
- States 20 years of experience (lender page, 2026-10-09)
- 7
Hope SloanNMLS 1997161
CrossCountry Mortgage · Summerville, SC · licensed in 2 states
- Construction loan
- Down payment assistance
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Summerville, SC
- 8
Leslie ZiembaNMLS 2111186
CrossCountry Mortgage · Greenville, SC · licensed in 7 states
- Construction loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Greenville, SC
- Licensed since 2021 (per Florida records)
- 9
Bonnie JacksonNMLS 450491
Atlantic Coast Mortgage · Huntersville, NC · licensed in 8 states
- Construction loan
- First-time buyer
- Self-employed
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 10
Dan LarkinNMLS 258898
LeaderOne Financial · Oak Brook, IL · licensed in 18 states
- Construction loan
- First-time buyer
- Real estate investor
- Down payment assistance
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 11
April JanasNMLS 299013
CrossCountry Mortgage · Puyallup, WA · licensed in 13 states
- Construction loan
- Down payment assistance
- HELOC
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 12
Shannon BradshawNMLS 545211
CrossCountry Mortgage · Atlanta, GA · licensed in 13 states
- Construction loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 13
James IgbinoviaNMLS 626688
CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states
- Construction loan
- Self-employed
- Jumbo loan
- USDA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 14
Kate RedmanNMLS 880676
CrossCountry Mortgage · Evans, GA · licensed in 6 states
- Construction loan
- FHA loan
- VA loan
- Non-QM loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 15
Karin GaglianoNMLS 1737007
CrossCountry Mortgage · Pittsford, NY · licensed in 3 states
- Construction loan
- VA loan
- Renovation loan (203k / HomeStyle)
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 16
Jordan TaylorNMLS 1862550
Fairway Independent Mortgage Corporation · Fredericksburg, VA · licensed in 15 states
- Construction loan
- DSCR loan
- FHA loan
- Jumbo loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 17
Morgan CassidyNMLS 1948856
Union Home Mortgage · Ocala, FL · licensed in 9 states
- Construction loan
- First-time buyer
- VA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 18
Aaron SandersNMLS 2555076
CrossCountry Mortgage · Delray Beach, FL · licensed in 19 states
- Construction loan
- First-time buyer
- Real estate investor
- VA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 19
Vince CurcioNMLS 102096
First Heritage Mortgage · licensed in 8 states
- Construction loan
- Condo
- Renovation loan (203k / HomeStyle)
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 20
Gerald BrodyNMLS 397642
CrossCountry Mortgage · Southfield, MI · licensed in 12 states
- Construction loan
- Reverse mortgage
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 21
Caylab HerreraNMLS 2035377
Churchill Mortgage · Allen, TX · licensed in 8 states
- Construction loan
- First-time buyer
- Real estate investor
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 6 years of experience (lender page, 2026-10-09)
- 22
Bruce BrinkerhoffNMLS 639483
CrossCountry Mortgage · Cleveland, OH · licensed in 50 states
- Construction loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 23
Brad ZerbeNMLS 161236
NFM Lending · Haddonfield, NJ · licensed in 7 states
- Construction loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- USDA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- 24
Stefanie HarrisNMLS 2159257
CrossCountry Mortgage · Midlothian, VA · licensed in 3 states
- Construction loan
- FHA loan
- First-time buyer
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- 25
Kevin GainesNMLS 1981463
Fairway Independent Mortgage Corporation · Duluth, GA · licensed in 4 states
- Construction loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
Before you choose
Builder approval, draw management and appraisals based on plans require a lender with a construction department.
- Do you offer one-time close construction loans?
- What do you require to approve my builder?
- How are draws released during the build?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a SC license is confirmed with the state regulator (check mark), SC is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=construction&state=SC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.